Health insurance benefits that save you money

1.

Log in to or register for myWellmark^®.

When you log in to myWellmark, you’ll find personalized health information at your fingertips.

• Search for health care providers or facilities in your network. myWellmark makes it easy to find in-network care near you, which saves you money. You can also compare providers, review patient ratings and comments about doctors, or leave your own feedback.
• Find out how much care will cost. With myWellmark, you can estimate the cost of care for procedures and services before you go. You can also track and organize your family’s medical expenses, which will help you choose the plan that’s right for you when it comes time to enroll next year.
• Keep tabs on claims and spending. myWellmark is personalized for you, so you’ll see an at-a-glance overview of recent claims activity and whether a claim is paid, pending or denied (and why). You can even keep track of health services you’ve used (like your annual preventive exam) and see how close you are to meeting your deductible and out-of-pocket maximums.

2.

Try Doctor On Demand^®

Get care right away — virtually — with Doctor On Demand. It’s low or no-cost for some Wellmark members, so check your coverage information for virtual visit details.

• Get quick access to convenient care. Virtual care provides 24/7 access to top-rated doctors from the comfort of your home, office, or anywhere, using your smartphone, tablet or computer.
• Save time. It typically only takes a few minutes to be seen and treated for the most common conditions. Plus, you can get prescription medication, if needed, or set up a mental health visit with a therapist or psychiatrist.
• Avoid the cost of more emergency care. Even if virtual visits aren't covered under your Wellmark health plan, they may still be more affordable than a trip to urgent care or the emergency room. To learn more or download the app, visit the Doctor on Demand website.

3.

Shop for and compare prescription medications

If you have drug coverage through Wellmark, you have access information that will help you save money on your prescription drugs. Go to Wellmark.com/DrugLists to review your Drug List.

You can also learn when you need a prior authorization and find out how you can save money on prescriptions you take regularly (and time getting them filled) with mail order pharmacy service.

4.

Sign up to receive the Blue online monthly newsletter

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• Check the Plan Smart section for all kinds of money-savings tips. Here you'll find out how health insurance claims work, how to avoid surprise medical bills, find health insurance after a job loss, know if you’re eligible for a subsidy, and more.
• Find helpful information about Medicare plans and getting ready for retirement.
• Get reputable news about fitness, nutrition and how to use your health plan.