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Health insurance benefits that save you money

Cut your health care costs

Is inflation making you more mindful of your budget? Your health plan comes with helpful tools that can help you save money and get more from your coverage.

Here are the top-four ways to reduce costs while making the most of your health insurance benefits.

  1. Log in to or register for myWellmark®.

    When you log in to myWellmark, you’ll find personalized health information at your fingertips.

    • Search for health care providers or facilities in your network

      myWellmark makes it easy to find in-network care near you Secure Site, which saves you money. You can also compare providers, review patient ratings and comments about doctors, or leave your own feedback.

    • Find out how much care will cost

      With myWellmark, you can estimate the cost of care for procedures and services before you go. You can also track and organize your family’s medical expenses, which will help you choose the plan that’s right for you when it comes time to enroll next year.

    • Keep tabs on claims and spending

      myWellmark is personalized for you, so you’ll see an at-a-glance overview of recent claims Secure Site activity and whether a claim is paid, pending or denied (and why). You can even keep track of health services you’ve used (like your annual preventive exam) and see how close you are to meeting your deductible and out-of-pocket maximums.

    • Start managing your health care spending today

      Don't have an account yet? It's quick and easy to get registered. You don't even need your ID card!

  2. Try Doctor On Demand®

    Get care right away — virtually — with Doctor On Demand External Link. It’s low or no-cost for some Wellmark members, so check your coverage information for virtual visit details.

    • Get quick access to convenient care

      Doctor On Demand delivers 24/7 access to top-rated doctors from the comfort of your home, office, or anywhere, using your smartphone, tablet or computer.

    • Save time

      It typically only takes a few minutes to be seen and treated for the most common conditions. Plus, you can get prescription medication, if needed, or set up a mental health visit with a therapist or psychiatrist.

    • Avoid the cost of more emergent care

      Even if virtual visits aren't covered under your Wellmark health plan, they may still be more affordable than a trip to urgent care or the emergency room. To learn more or download the app, visit the Doctor on Demand website External Link.

  3. Shop for and compare prescription medications

    If you have drug coverage through Wellmark, you have access information that will help you save money on your prescription drugs. Go to to review your Drug List.

    You can also learn when you need a prior authorization and find out how you can save money on prescriptions you take regularly (and time getting them filled) with mail order pharmacy service.
  4. Sign up to receive the Blue online monthly newsletter

    We’ll send helpful health plan tips directly to your inbox, with links to exclusive content.

One more way to get more from your coverage

When you have a health-related question, call BeWell 24/7SM at 844-84-BEWELL (844-842-3935), our no-cost health information hotline. It’s available 24 hours a day, 7 days a week. You’ll get advice based on your symptoms, and recommendations on where to go for care.