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Add a Medicare Supplement plan to Original Medicare coverage

A Medicare Supplement plan (or Medigap) helps with out-of-pocket costs not covered by Original Medicare, like deductibles, copayments and coinsurance.

Talk to an expert 1-877-358-3174

Shop plans

Compare Medicare Supplement plans (Medigap) available in Iowa and South Dakota

Find a plan that fits your life and budget. No matter which Medicare Supplement plan you choose, you can see any provider accepting Medicare.

Don’t forget, you can add additional coverage to your Medicare Supplement plan for prescription drugs (Medicare Part D), dental, vision and hearing.

Plan G

Plan G rates start at $179.90/month

With Plan G, you get broad coverage and a 10% household discount may be available1.

Enroll in Plan G

Covered at 100% (plan pays):

  • Basic Benefits: hospitalization, medical expenses, hospice care
  • Skilled Nursing Facility: coinsurance for a stay in a skilled nursing facility
  • Hospital Part A: $1,736 deductible paid for you
  • Medical Part B Excess: charges over the Medicare-approved amount
  • Foreign Travel Emergency: care outside the United States

Not covered (you pay):

  • Medical Part B: $283 deductible

Learn more about Plan G

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Plan HD-G

Plan HD-G rates start at $72.00/month

Broad coverage with a lower monthly premium; a 10% household discount may be available1.

Enroll in Plan HD-G

Covered at 100% after $2,950 deductible is met (plan pays):

  • Basic Benefits: hospitalization, medical expenses, hospice care
  • Skilled Nursing Facility: coinsurance for a stay in a skilled nursing facility
  • Hospital Part A: $1,736 deductible paid for you
  • Medical Part B Excess: charges over the Medicare-approved amount
  • Foreign Travel Emergency: care outside the United States

Not covered (you pay):

  • Medical Part B: $283 deductible

Learn more about Plan HD-G

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Plan F

Plan F rates start at $201.40/month

Most comprehensive coverage

Enroll in Plan F

Covered at 100% (plan pays):

  • Basic Benefits: hospitalization, medical expenses, hospice care
  • Skilled Nursing Facility: coinsurance for a stay in a skilled nursing facility
  • Hospital Part A: $1,736 deductible paid for you
  • Medical Part B: $283 deductible paid for you
  • Medical Part B Excess: charges over the Medicare-approved amount
  • Foreign Travel Emergency: care outside the United States

Only available to those eligible for Medicare prior to Jan. 1, 2020

Learn more about Plan F

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Plan N

Plan N rates start at $140.50/month

Broad coverage, lower premium

Enroll in Plan N

Covered at 100% (plan pays):

  • Basic Benefits: hospitalization, medical expenses, hospice care
  • Skilled Nursing Facility: coinsurance for a stay in a skilled nursing facility
  • Hospital Part A: $1,736 deductible paid for you
  • Foreign Travel Emergency: care outside the United States

Not covered (you pay):

  • Medical Part B: $283 deductible, up to $20 per office visit and up to $50 per emergency room visit not covered
  • Medical Part B Excess: charges over the Medicare-approved amount not covered

Learn more about Plan N

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Plan D

Plan D rates start at $185.20 month

Higher monthly cost but without copays

Enroll in Plan D

Covered at 100% (plan pays):

  • Basic Benefits: hospitalization, medical expenses, hospice care
  • Skilled Nursing Facility: coinsurance for a stay in a skilled nursing facility
  • Hospital Part A: $1,736 deductible paid for you
  • Foreign Travel Emergency: care outside the United States

Not covered (you pay):

  • Medical Part B: $283 deductible not covered
  • Medical Part B Excess: charges over the Medicare-approved amount not covered

Learn more about Plan D

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Plan A

Plan A rates start at $198.50/month

Basic coverage

Enroll in Plan A

Covered at 100% (plan pays):

  • Basic Benefits: hospitalization, medical expenses, hospice care

Not covered (you pay):

  • Skilled Nursing Facility: coinsurance not covered
  • Hospital Part A: $1,736 deductible not covered
  • Medical Part B: $283 deductible not covered
  • Medical Part B Excess: charges over the Medicare-approved amount not covered
  • Foreign Travel Emergency: not covered

Learn more about Plan A

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Add additional coverage to your Medicare Supplement plan

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Dental, vision and hearing

Complete your Medicare coverage by adding a dental and vision plan (with free hearing benefits).

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Prescription drugs

Get prescription drug coverage with a MedicareBlueSM Rx plan.

Find a provider

Wellmark has a strong nationwide network of providers who accept Medicare.
Search for a provider

Download our free guide

Learn the Medicare basics, see available plans and know when to enroll.

Get the guide

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More about Medicare Supplement plans

If I’m traveling, am I covered by my Medicare Supplement plan?

With a Medicare Supplement plan, you can visit any provider that accepts Medicare —even when you’re traveling outside of Iowa or South Dakota.

Search for a provider who accepts Medicare near you.

I currently have Medicare Advantage. Can I switch to a Medicare Supplement plan?
There are a number of factors to consider when switching plans. Talk through this process with a Wellmark Medicare expert.
Medicare Part D and Medicare Supplement Plan D — what’s the difference?
Medicare Part D is coverage for your prescription drugs. Medicare Supplement Plan D is one of the standardized Medicare Supplement plans designed to help with costs not covered by Original Medicare like copays, coinsurance and deductibles.
How can I get answers to my Medicare Supplement questions?
Wellmark can help! Connect with a Medicare expert by calling 1-877-358-3174 or request your free guide to learn more about Medicare Supplement.

Disclosures

1To be eligible to receive the Household Discount, members must have a legal spouse or another adult living at their residence (but no more than three other persons age 60 or older) who is 18 years of age or older with whom they have continuously resided with for the last 12 months.

MedicareBlue Rx is a prescription drug plan with a Medicare contract. Enrollment in MedicareBlue Rx depends on contract renewal.

MedicareBlue SupplementSM plans presented on this page are specific to Wellmark Blue Cross and Blue Shield of Iowa and Wellmark Blue Cross and Blue Shield of South Dakota and can only be purchased by Iowa and South Dakota residents. This is a solicitation of insurance. Enrollment and coverage in a MedicareBlue Supplement insurance plan is with Wellmark Blue Cross and Blue Shield of Iowa and Wellmark Blue Cross and Blue Shield of South Dakota, independent licensees of the Blue Cross and Blue Shield Association. MedicareBlue Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.

The policies listed above have exclusions and limitations. For costs and complete details of the coverage, call your producer or Wellmark.