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Pay for prescription drugs with a Medicare Part D plan

Original Medicare (Parts A and B) and Medicare Supplement plans don’t cover prescription drugs. Get help with prescription drug costs by combining a MedicareBlueSM Rx (PDP) Plan from Wellmark with Original Medicare or your Medicare Supplement plan.

Talk to an expert 1-877-358-3174

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When to enroll in Medicare Part D

Sign up for Medicare Part D coverage by enrolling in a Medicare Advantage plan (includes Part D) or a standalone Wellmark Part D plan. Enroll right when you become eligible for Medicare to avoid a late enrollment penalty.

Initial Enrollment Period

The Initial Enrollment Period occurs three months before your 65th birthday month, the month of your 65th birthday and three months after. This is also the time to consider a Medicare Advantage plan (includes Part D coverage) or Medicare Supplement plan with a Wellmark Part D plan.

Annual Enrollment Period

The Medicare Annual Enrollment Period occurs Oct. 15 to Dec. 7 every year. This is a great time to review your Medicare coverage to make sure it’s still right for you. Your plan changes will go into effect Jan. 1.

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Before shopping for Medicare Part D

Check the Medicare Blue Rx Plan Formulary to see if your prescription drugs are covered.

Make sure your pharmacy is in your plan’s network, learn about mail-order pharmacy services or find an in-network pharmacy if you plan to travel. Find a pharmacy.

More about Medicare Part D
What is the Medicare Part D late enrollment penalty?
If you go without Part D coverage or other credible prescription drug coverage after your Initial Enrollment Period expires, the Centers for Medicare & Medicaid Services (CMS) will add a penalty to your Medicare Part D premium for as long as you have Medicare coverage. Learn more about the Medicare Part D penalty.
Medicare Part D and Medicare Supplement Plan D — what’s the difference?
Medicare Part D is coverage for your prescription drugs. Medicare Supplement Plan D is one of 10 standardized Medicare Supplement plans designed to help with costs not covered by Original Medicare like copays, coinsurance and deductibles.
How do I manage my prescription drug costs with a standalone Medicare Part D plan?

There are a couple ways you can manage your prescription drugs costs.

Many Medicare Part D plans have preferred specialty pharmacies that offer lower copays. Some mail-order pharmacy services also offer 90-day supplies at a lower price.

Before deciding on a plan, make sure your prescriptions are covered by checking the plan’s drug formulary. Also check to make sure your pharmacy is in-network.

In addition, remember to ask your provider for a generic version of your prescription. Generics are FDA approved and typically cheaper.

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Disclaimers

About MedicareBlue Rx (PDP)

MedicareBlue Rx is a Prescription Drug Plan (PDP) with a Medicare contract. Enrollment in MedicareBlue Rx depends on contract renewal. Coverage is available to residents of the service area or members of an employer or union group and separately issued by one of the following plans: Wellmark Blue Cross and Blue Shield of Iowa*; Blue Cross and Blue Shield of Minnesota*; Blue Cross and Blue Shield of Montana*, a division of Health Care Service Corporation, a Mutual Legal Reserve Company; Blue Cross and Blue Shield of Nebraska*; Blue Cross Blue Shield of North Dakota*; Wellmark Blue Cross and Blue Shield of South Dakota*; and Blue Cross Blue Shield of Wyoming*

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