3 tips to get more from your prescription drug benefits
Do you know how to get the most from your prescription drug benefits? Try these three tips the next time you get a prescription filled at the pharmacy.
1.
Show your most recent ID card
Any time you receive a new Wellmark ID card, you should destroy your old card and use the new one. Your Wellmark ID card has all the information you need to get your prescription filled at the correct cost-share according to your health insurance benefits. If you prefer to keep things electronic, download the myWellmark® app to access your ID card on your phone.
Remember to always:
- Show your ID card when you see a doctor.
- Show your ID card when you visit the pharmacy.
2.
Shop and compare prescription drug costs
When you have a new prescription or need to switch medications, check to see if it is covered. Log in to myWellmark to look up covered drugs and see an estimate of your out-of-pocket costs.
The Wellmark Drug List, also known as a formulary, outlines the drugs that are covered by Wellmark's prescription drug plans (PDPs). The drug list changes periodically, so be sure to check it the next time you have a prescription filled.
myWellmark has more ways to save and make smart decisions about your drug coverage with mobile and online pharmacy tools through CVS Caremark®:
- Check drug interactions. Quickly identify possible interactions between your medications.
- Identify a pill. Enter the imprint, color or shape to verify your pill.
- Check for saving opportunities. See if savings on your prescription are available.
- Locate a pharmacy. Find an in-network pharmacy anywhere, anytime.
3.
Ask for generic drugs
If your drug is covered by your plan, asking for a generic drug may save you money.
- Same treatment, less money. Generic drugs provide the same treatment but generally cost less — an estimated 80 to 85 percent less, according to the U.S. Food and Drug Administration.
- Substitutions allowed. Pharmacists can usually substitute a generic for the drug your doctor prescribes.
- Avoid paying the difference. If you don’t choose an available generic, you may be required to pay the cost difference between the generic and the more expensive brand name drug.
Check myWellmark before you go to the pharmacy
When was the last time you knew the price of a prescription before you visited the pharmacy? Avoid surprises with myWellmark.
Register for myWellmark to understand your health benefits:
- No more wondering. Know your estimated out-of-pocket costs before your office visit or picking up your prescription.
- No more guessing. Easily check your copayments, deductibles and out-of-pocket maximums.
- No more digging. Get personalized tools and real-time information about your Wellmark coverage.
Looking for more prescription drug information? We have you covered.
- Learn about specialty drugs.
- Know when to get approval before you fill certain prescriptions.
- Know how to safely order prescriptions online.
Disclaimer
CVS/caremark® is a registered trademark of Caremark, Inc., a company that provides pharmacy services on behalf of Wellmark Blue Cross and Blue Shield.