Understanding specialty drugs
Some specialty prescription medications require special handling, administration or monitoring. These drugs are used to treat complex, chronic and, often costly conditions. Specialty prescription coverage is based on your health plan benefits. If you're not sure whether you've been prescribed a specialty drug, you can find out by checking your drug list or logging in to myWellmark®.
Note: Depending on administration (physician-administered or self-administered), your plan will determine which benefit (medical coverage or pharmacy coverage) will cover the medication. Please call the number on the back of your Wellmark ID card to verify coverage or for clarification on your benefits.
PrudentRx specialty drugs
The PrudentRx program helps you lower or eliminate out-of-pocket costs for certain specialty medications. Specialty medications are prescription drugs used to treat complex or chronic conditions and often require additional monitoring, support or special handling.
Coverage and participation vary by plan. Wellmark members will be contacted directly by a PrudentRx representative if they are eligible. Members can also contact Wellmark customer service to determine if they are eligible for the PrudentRx program.
How it works
- If you take an eligible specialty medication, PrudentRx can help you sign up for manufacturer copay programs.
- A PrudentRx advocate will guide you through enrollment and renewals.
- If you join the program, you may pay $0 out of pocket for eligible specialty drugs, depending on your plan and deductible.
- If you are on a high-deductible health plan (HDHP), your deductible will need to be met before the $0 out of pocket benefit applies.
Specialty drugs covered under the medical benefit (SP-M) on Wellmark’s online drug list are not eligible for PrudentRx, even if they appear on the PrudentRx drug list.
Have a question?
Call PrudentRx Monday–Friday: 7 a.m.–7 p.m. C.T. at 1-800-555-1212
Filling a specialty drug prescription
Depending on your plan’s benefits, you may be required to use a specific preferred specialty pharmacy for benefits to apply. You can find in-network specialty pharmacies using the CVS Caremark® pharmacy locator tool.
To find an in-network pharmacy:
- Log in to myWellmark®
- Select Pharmacy. This will send you to an external site with a CVS Caremark pharmacy locator tool
- Enter your search criteria and filter results to show specialty pharmacies only
Enrolling with a specialty pharmacy is easy. Once your health care provider submits your specialty prescription, either the pharmacy will reach out to you, or you may need to contact them directly. Your provider can let you know what to expect and whether you should call the pharmacy or wait for them to call you.
The pharmacy will thoroughly advise you on how to receive your prescription. In most cases, you can receive your specialty prescription in the mail.
You can find out if your prescription is a specialty drug by checking your drug list.
Not sure what drug list is for your plan? No problem. You can also log in to myWellmark to view your plan’s specific drug coverage details.