Whole health benefits to boost medical coverage

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Offering core medical coverage may be your company's top priority to fulfill your employees' insurance needs, but have you thought about adding specialty benefits and point solutions to the mix? Extra coverage options are one way you can differentiate your business to retain — and attract — valuable employees. On top of that, ensuring your employees are using their benefits can help your employees stay healthy and reduce future medical costs.

Why should I consider specialty benefits or point solutions?

It’s simple — both current and prospective employees are looking for the best of the best from employers. More than half of those employed would rather work for a company that offers comprehensive benefits, as opposed to only medical coverage and slightly higher salaries.

Don't risk losing current or prospective employees to competitors because of incomplete benefits packages. Valuable benefits such as dental, vision and targeted point solutions offer the coverage your employees are looking for to live healthy — and affordable — lifestyles.

Specialty benefits from Wellmark Blue Cross and Blue Shield

Wellmark has an extensive suite of benefit extras to include with your core medical coverage benefits.

Blue Dental^SM

The power of Blue Dental benefits plus medical coverage is clear: 9 out of 10 groups renew their Blue Dental coverage each year. When you combine your medical benefits with Blue Dental, you reap the rewards: streamlined administration for you, seamless experience for your employees and benefits for everyone. Plus, routine dental care can detect symptoms of larger health concerns, like diabetes or heart disease.

Explore your dental plan options for Iowa small groups (1-50) and Iowa mid-sized groups (51-100).

If you have a large group (101+) or a South Dakota-based business, contact your Wellmark representative to discuss your dental plan options.

Avesis Vision

Vision coverage could be your company's competitive advantage. According to The Vision Council, 66 percent of people wear some form of corrective prescription eyewear — that's two-thirds of your employees!

Avesis Vision benefits combined with your Wellmark medical coverage is a win-win. Unique benefit options coupled with big savings on frames, lenses and other services mean that your affordable premiums pack maximum value. And, with Iowa and South Dakota’s largest provider network, employees are sure to find a health care provider who meets their needs.

HealthEquity^® flexible health care accounts

With consumer-driven benefit accounts, your employees will be able to take charge of their finances. These accounts, like a health savings account (HSA), health reimbursement arrangement (HRA) or a flexible spending account (FSA), can assist your employees in proactive budgeting and planning for upcoming costs.

Employer health & well-being services

Getting your employees engaged in their health is about more than encouraging them to eat right and move more. A true well-being strategy focuses on the whole person. From programs that boost physical and mental health, build resiliency, improve financial literacy, reduce chronic pain and more — our proven solutions motivate employees to change the behaviors holding them back from living their best lives. The team of experts at Wellmark can help you develop a well-being strategy that works for you.

Virtual care from Doctor On Demand^®

With virtual visits from Doctor on Demand, your employees can see a board-certified physician without having to leave work or home. Doctor On Demand physicians treat many common conditions, such as cold and flu, and even prescribe medication, if needed. Doctor On Demand can also include coverage for mental health support, including psychiatry services.

Virtual care is great for employees who:

• Live or work in rural areas
• Travel for work frequently
• Have tight work schedules
• Have a busy family schedule

International health insurance from Blue Cross Blue Shield Global Solutions^SM

When an employee purchases Blue Cross Blue Shield Global Solutions, they get access to quality care whenever and wherever they need it. Whether it’s coverage for a single trip, multiple trips throughout the year or long-term trips or expatriates, there is a policy available to accommodate the unique needs of any employee. Plus, these easy-to-purchase plans are available online!

Get to know our point solutions

Point solutions ensure your employees have the tools they need to take an active role in their well-being and get the most from their health benefits. These programs are purchased to support a specific condition impacting your workforce.

Support mental health with Doctor On Demand

In addition to virtual visits, Doctor On Demand offers behavioral health coaching for employees struggling with their mental health. This chat-based program gives your employees access to certified coaches that can help them manage day-to-day stressors and set health goals that help them improve their overall well-being.

Offer more mental health support with meQuilibrium^TM

With meQuilibrium, also known as meQ, you can help your employees stop stress in its tracks before it leads to more serious mental health issues. meQ teaches your workforce how to identify and stop the patterns of stress in their lives, which can lead to overall better well-being for your workforce and create a happier, healthier and more productive workplace.

Improve employee financial literacy through Enrich^TM

According to the 2023 PwC Employee Financial Wellness Survey, 73 percent of financially stressed employees would be interested in an employer that supports their financial well-being. Enrich is a financial well-being program that keeps your employees engaged with their financial health through customized guidance, education and tools to track and transform spending habits.

Develop mindful eating habits with Wondr Health^TM

By helping your employees lose weight, you reduce the risks associated with obesity, pre-diabetes and metabolic syndrome (MetS), a cluster of risk factors that predicts serious and expensive conditions such as diabetes, heart disease and stroke. This digital program offers personalized education for users to learn more about food, their body and how our behaviors impact our health.

Manage diabetes with Teladoc^® Health

Diabetes poses a significant financial risk to your business. According to the Centers for Disease Control and Prevention (CDC), 38 million Americans have diabetes, leading to an estimated $307 billion in medical costs, or $12,000 per person. Teladoc Health offers two programs to large, self-funded groups that can help prevent and manage diabetes in your employees.

• The Diabetes Prevention Program (DPP) aims to lower the risk of Type 2 diabetes for high-risk individuals. This curriculum helps members lose weight and track their progress.
• The Diabetes Management Program (DMP) helps members with Type 1 or Type 2 diabetes digitally manage their health. This program simplifies diabetes management with a cellular-connected blood glucose meter that gives real-time feedback and analysis. It also includes an app that helps users track their food, weight and physical activity, as well as provides coaching from diabetes experts.

Reach out to your Wellmark representative to discuss the risk of diabetes in your organization and the difference Teladoc Health can make.

Still not registered for Employer Connection?

When it comes to managing Wellmark benefits and helping your employees, Employer Connection saves you time. When you register for Employer Connection, you can:

• View your latest statement, schedule payments and review payment history
• Download and order free employee education materials from the Marketing Toolkit
• Order ID cards
• Update employee contact information
• View claims
• Get important operational news

Questions? Contact your authorized Wellmark account representative or email us at blueatwork@wellmark.com.