How myWellmark® helps employees get more from their plan
Are you confident your employees are getting the most from their health plan? Before you answer, consider that over half of insured adults in the U.S. reported difficulty understanding at least one part of their health insurance — so there's obviously room for improvement when it comes to education.
No matter how much assistance you offer during enrollment or the quality of materials you provide, unfortunately confusion that leads to dissatisfaction can still happen.
This is likely due to an employee selecting an option that’s not right for them, they’re unaware of how to maximize their current plan’s value or they don't know how to look at past benefits usage to plan well for the future.
Do you also have employees who are:
- Looking for resources to help them make smart health care choices?
- Good at numbers and savings but don’t know much about health insurance?
- Struggling to select the plan that's best for them?
myWellmark is the answer to making them happier, wiser health care consumers.
myWellmark helps employees understand and use their health plan
myWellmark allows your employees to be cost-conscious in a variety of ways:
- Locate in-network health care providers.
- Review the covered services and benefits they’ve used.
- View deductibles and out-of-pocket maximums.
- Get cost estimates for upcoming provider visits.
- See prescription drug claims.*
- View past benefits usage to reference or help support decisions on future coverage needs.
Share the benefits of myWellmark with your employees
Log in to the Wellmark Marketing Toolkit to access the myWellmark employer resources toolkit. This toolkit has ready-made emails, newsletters, intranet articles and more — at no extra cost to you.
Knowing past health care usage can help employees
A great way for your employees to maximize their plan is by taking note of the care they (and their dependents) have received in the past. Have they stayed in-network? Have they reached their deductible or out-of-pocket maximum?
The usage and spend report in myWellmark can answer these questions and may help them determine their optimal deductible or out-of-pocket maximum, or if a different plan would fit their life and needs better.
For example, if your employees have a PPO but only visit the same in-network providers, they may be paying more than necessary. Or if they rarely visit the doctor, they may feel like they’re paying too much for their health plan when an HDHP, which often offers a lower monthly premium, may be a better fit. Learn more about the differences and advantages of Wellmark's plan options.
myWellmark offers your employees an easy digital solution
Your employees want health care to be as easy to manage as banking, shopping or travel. By putting convenient, user-friendly tools at their fingertips, you can help them navigate their benefits, make informed care decisions and get more value from their health plan.
myWellmark enables them to quickly find the information they need to make important health care decisions. Plus, your employees can send a secure message at their convenience, even outside of business hours, and expect a response from Wellmark Customer Service within one to two business days. And, with the myWellmark mobile app, they can take myWellmark on-the-go and access their Wellmark ID card from their phone.
Give employees the tools to maximize their health plan
Getting employees in the right plan and maximizing its value saves money, reduces stress and makes them happier — while also helping your bottom line. Download the myWellmark employer resources toolkit in the Marketing Toolkit to explore the different ways to deliver information about myWellmark to your employees.
Or, get more resources to help your employees make the most of their health plan.
Disclaimers
*Pharmacy claims information is only available for plans with carve-in — or integrated — pharmacy.