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Dental benefits for small businesses

After health coverage, dental benefits matter most to an employee considering a new job. Round out your benefits package with Blue DentalSM.
Request a quote

About Blue Dental — available for Iowa plans only

Dental coverage is essential. When your employees take advantage of regularly scheduled (and covered) preventive dental services, their dentist can detect up to 110 health conditions.

Give employees peace of mind knowing they're covered for check-ups, cleanings, cavities, oral surgery, root canals, orthodontics and more — all at little or no out-of-pocket cost.

Your employees can count on reliable in-state coverage plus access to more than 115,000 dental providers nationwide.

Blue Dental plan options

Option A details1

Benefit year maximum - plan pays: $1,500

Benefit year deductible2

  • Single: $25
  • Family: $75

Preventive & diagnostic - member pays: 20%

Basic restorative: 50%
Including cavity repair, tooth extractions, restoration of decayed or fractured teeth, oral surgery and anesthesia

Major restorative: 50%
Including root canals, gum and bone disease, crowns, inlays, bridges and dentures

Add orthodontia

Orthodontics: 50%

Orthodontic lifetime maximum: $1,000
(per child, up to age 19)

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Option B details1

Benefit year maximum - plan pays: $2,000

Benefit year deductible2

  • Single: $25
  • Family: $75

Preventive & diagnostic - member pays: 0%

Basic restorative: 20%
Including cavity repair, tooth extractions, restoration of decayed or fractured teeth, oral surgery and anesthesia

Major restorative: 50%
Including root canals, gum and bone disease, crowns, inlays, bridges and dentures

Add orthodontia

Orthodontics: 50%

Orthodontic lifetime maximum: $2,000
(per child, up to age 19)

FAQs about adding dental benefits to your small business coverage
How is dental insurance different from health insurance?
Dental insurance provides coverage for dental visits and procedures by an in-network dental provider. Dental insurance uses a different network and covers different care than your Wellmark health plan. Businesses based in Iowa have the option to add dental benefits to their small business health plan.
How do I offer employees dental benefits, and can they enroll without having a Wellmark health insurance plan?
Adding dental benefits to your health plan is an easy and convenient way to offer your employees comprehensive coverage. You can also offer dental coverage to employees not enrolled in a Wellmark small business health plan. Request a quote to learn more about adding dental benefits to your plan. Blue DentalSM plans are only available in Iowa.
How can I confirm what's covered under an employer dental plan before enrolling?

Our plan comparison guide outlines what dental services and procedures are covered by BlueDentalSM plans.

Download the Iowa plan comparison guide

Download the South Dakota plan comparison guide

Disclaimers

1Benefits and general provisions described are subject to plan selected, and terms of the actual policy and coverage manual.

2Deductible waived for preventive and diagnostic services.