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Renewing individual and family health insurance

Yes, your health coverage will automatically renew Jan. 1. But now is a great time to review your plan. Make sure you're covered for the health care you'll need next year.
Renew your plan

How to renew your plan and update your personal information

Renew your current individual or family plan during the annual Open Enrollment Period Nov. 1 to Jan. 15.

Follow these steps:

When you renew, you'll be asked for income and household information to calculate your health insurance tax credit (subsidy). Before you begin your renewal, have an estimate in mind of the taxable income from everyone in your household — even if they're not getting coverage.

If you don't provide updated information, your tax credit will be calculated based on your most recent application or IRS information, and you may not get all the savings you're eligible for.

Additionally, any change in plan premiums can impact your tax credit. Update your information by Dec. 15 each year to ensure you get the right amount of savings.

Log in or register to renew

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Review your individual or family plan

Even though your Wellmark plan will automatically renew Jan. 1, you should review it each year to make sure it still fits your needs and budget.

Consider a new plan if:

  • You’re seeing a new provider or taking a new medication.
  • You moved out of your current plan’s service area.
  • Your health, income or family size have changed.
  • Your plan changed.

Review plans

Does your health plan still meet your needs?

View plans and prices

Shop plans

Find an agent near you

Find agent

Grandfathered or Grandmothered plan options

If you purchased your individual or family plan prior to Jan. 1, 2014, you have a grandfathered or grandmothered plan. If you cancel your grandfathered or grandmothered plan, that same plan will not be available again.

Renew your plan (no action required)

Wellmark grandfathered and grandmothered members can remain on their plans, and those plans will typically renew automatically for the following year. Although premiums are increasing, these plans typically cost less than ACA-compliant plans unless you qualify for a significant health insurance tax credit (subsidy). Learn more about the Iowa and South Dakota Rate Increase Justification.

Choose an ACA-compliant plan

People looking for comprehensive coverage and/or financial assistance may choose one of Wellmark's ACA-compliant plans. If you're interested in a new plan, shop and compare Wellmark's plan options, or contact a Wellmark agent.

More about individual and family plan renewal
How do I renew my health plan?

In most cases, your plan will renew automatically.

But it’s a good idea to review your health plan each year to make sure it still fits your needs and budget.

What to consider:

  • You have a new health care provider.
  • You’re taking a new medication.
  • You moved out of the service area for your current plan.
  • Your health has changed, and you need more or less coverage.
  • Your income has changed.
  • Your family has increased/decreased in size, or their coverage needs have changed.

Renew your health plan or update your information.

There’s an error with my plan. How do I fix it?

If you find an error during Open Enrollment, you can change your plan.

If you find an error outside of Open Enrollment, you might qualify for a Special Enrollment Period. This allows you to shop for a new plan.

You can always reach out to a licensed local agent with any questions.

Visit our blog for more health insurance basics.
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/blue/plan-smart/am-i-eligible-for-a-subsidy
/blue/plan-smart/choosing-an-individual-health-insurance-plan