How to choose an individual and family health plan

When it comes to choosing the right health insurance plan, consider the kind of care you might need and where you’ll go to get it. Also think about how your out-of-pocket costs will affect your budget.

Call 877-877-8414

See plans and prices

Choose a Wellmark network with the coverage you need

Wellmark networks include doctors, hospitals and other providers we have agreements with to help make coverage more affordable.

In Iowa, choose:

Wellmark Blue HMOSM Network | View network area

Wellmark Blue HMO UnityPoint Health Network | View network area

Available to Iowans living within the Wellmark Blue HMO | UnityPoint Health network service area

Iowa plans and prices

In South Dakota, choose:

Wellmark Blue Exclusive Provider Organization (EPO) | View network area

Available to members living in select South Dakota counties

South Dakota plans and prices

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Know key differences between plans

Traditional health plans

Pay less for covered care if you designate and visit a primary care provider (PCP).

  • $0 copay for virtual visits and behavioral health coaching with Doctor On Demand®.
  • Bronze plan has $0 virtual primary care services.

Standard health plans

Count on more predictable costs for virtual care, primary care, specialist visits and generic drugs.

  • $0 behavioral health coaching with Doctor On Demand.
  • Predefined benefits by CMS (Centers for Medicare & Medicaid Services) allow for easy comparison on the Health Insurance Marketplace®.

High-deductible health plans

A great option if you don’t visit providers often.

  • Excluding preventive care, you pay 100 percent of health care costs until you reach your deductible.
  • If you know your future medical needs, or plan to use a health savings account (HSA), this plan is a good fit.

Primary care health plans

Lower copays when you see in-network providers.

  • You work with a smaller, connected group of in-network providers to manage your care.
  • Work with providers proven to have better measured outcomes for patients.
Compare health insurance plans side-by-side

To help you make the best choice, compare individual and family plans side-by-side

to see differences in benefits, coverage and costs.

Compare plans

Extra member benefits and support

Get the most from your Wellmark health plan with extra benefits and support.

Blue365® Program

Live a healthier lifestyle with exclusive access to discounts and resources through Blue365. Registration is simple, and exclusive deals come right to your inbox.

Case Management Program

Get personalized support for complex health conditions through the Wellmark Case Management Program. Registered nurses and licensed social workers partner with you to create a care plan and meet your health goals. They also help navigate necessary approvals and coverage questions.

myWellmark®

myWellmark, our secure member portal and app helps you manage your health care spending and live a healthier life. You can register in minutes. Check claims, benefits, costs and coverage, find in-network providers and more.

Wellmark Connect powered by WebMD®

Wellmark Connect is a free digital platform that delivers personalized health content, podcasts, videos, habit-tracking tools, recipes and more.

BeWell 24/7® Nurse Support

Available exclusively to Wellmark members, BeWell 24/7 Nurse Support securely connects you to trained health care professionals who can help you navigate where to get care, how to treat common illnesses at home and much more.

Virtual care

Get the care you need when you need it. Connect face-to-face with a board-certified doctor in minutes from anywhere using a smartphone, tablet or

BlueSM Magazine

Get more from your plan with health tips, recipes, plan news and wellness resources from Blue Magazine.

Choose your plan and enroll

View plans and prices

Shop plans

Talk with a plan expert

Monday–Friday: 8 a.m.–5 p.m. C.T.

877-877-8414

Find an agent near you

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Visit our blog for more health insurance basics.
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