Health plan options for small businesses in South Dakota

Your health plan options for small businesses and employees based in South Dakota.
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Compare South Dakota small business health plans

Comprehensive plan options designed with your employees in mind. Plus, all Wellmark small business plans include easy-to-navigate pharmacy benefits with Blue Rx EssentialsSM and virtual care from Doctor On Demand®.

Plans are organized by network and metallic tier. All small business plans in South Dakota are part of the Wellmark Blue PPOSM Network, providing your employees with broad access to statewide and national providers.

The metallic tiers describe how much your employees will pay versus how much will be covered by Wellmark. Gold tier plans will have the lowest out-of-pocket costs with higher premiums, while Bronze plans will have the highest out-of-pocket costs with lower premiums.

Download the South Dakota plan comparison guide

Gold tier plans

EnhancedBlueSM 1500

Deductible:
Single: $1,500
Family: $3,000
Coinsurance: 20%

Out-of-pocket max:
Single: $6,500
Family: $13,000

Medical benefits
Preventive: Free
Virtual visit with Doctor On Demand: $0

Office services
PCP: $30
Non-PCP: $60

Hospital services
Emergency room: $500
Outpatient / Inpatient: 20% after deductible

Blue Rx Essentials
Preventive: Free
Tier 1: $15
Tier 2: $50
Tier 3: $100

Specialty
Biosimilar / generic: $150
Preferred: $200
Non-preferred: $500
Medicare Part D Creditable: Yes

POPULAR

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EnhancedBlueSM 3000

Deductible:
Single: $3,000
Family: $6,000
Coinsurance: 30%

Out-of-pocket max:
Single: $5,600
Family: $11,200

Medical benefits
Preventive: Free
Virtual visit with Doctor On Demand: $0

Office services
PCP: $30
Non-PCP: $60

Hospital services
Emergency room: $400
Outpatient / Inpatient: 30% after deductible

Blue Rx Essentials
Preventive: Free
Tier 1: $15
Tier 2: $40
Tier 3: $100

Specialty
Biosimilar / generic: $160
Preferred: $200
Non-preferred: $400
Medicare Part D Creditable: Yes

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EnhancedBlueSM Primary

Deductible:
Single: $2,500
Family: $5,000
Coinsurance: 25%

Out-of-pocket max:
Single: $5,000
Family: $10,000

Medical benefits
Preventive: Free
Virtual visit with Doctor On Demand: $0

Office services
PCP: $10
Non-PCP: $90

Hospital services
Emergency room: 25% after deductible
Outpatient / Inpatient: 25% after deductible

Blue Rx Essentials
Preventive: Free
Tier 1: $10
Tier 2: 25% after deductible
Tier 3: 25% after deductible

Specialty
Biosimilar / generic: 25% after deductible
Preferred: 25% after deductible
Non-preferred: 25% after deductible
Medicare Part D Creditable: Yes

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Silver tier plans

CompleteBlueSM 4000

Deductible:
Single: $4,000
Family: $8,000
Coinsurance: 30%

Out-of-pocket max:
Single: $9,000
Family: $18,000

Medical benefits
Preventive: Free
Virtual visit with Doctor On Demand: $0

Office services
PCP: $40
Non-PCP: $100

Hospital services
Emergency room: $700
Outpatient / Inpatient: 30% after deductible

Blue Rx Essentials
Preventive: Free
Tier 1: $30
Tier 2: $60
Tier 3: $150

Specialty
Biosimilar / generic: $135
Preferred: $150
Non-preferred: $500
Medicare Part D Creditable: Yes

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CompleteBlueSM 5500

Deductible:
Single: $5,000
Family: $10,000
Coinsurance: 30%

Out-of-pocket max:
Single: $8,800
Family: $17,600

Medical benefits
Preventive: Free
Virtual visit with Doctor On Demand: $0

Office services
PCP: $50
Non-PCP: $100

Hospital services
Emergency room: $600
Outpatient / Inpatient: 30% after deductible

Blue Rx Essentials
Preventive: Free
Tier 1: $35
Tier 2: $70
Tier 3: $140

Specialty
Biosimilar / generic: $170
Preferred: $200
Non-preferred: $500
Medicare Part D Creditable: Yes

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CompleteBlueSM Primary

Deductible:
Single: $5,750
Family: $11,500
Coinsurance: 30%

Out-of-pocket max:
Single: $8,200
Family: $16,400

Medical benefits
Preventive: Free
Virtual visit with Doctor On Demand: $0

Office services
PCP: $15
Non-PCP: $80

Hospital services
Emergency room: 30% after deductible
Outpatient / Inpatient: 30% after deductible

Blue Rx Essentials
Preventive: Free
Tier 1: $15
Tier 2: 30% after deductible
Tier 3: 30% after deductible

Specialty
Biosimilar / generic: 30% after deductible
Preferred: 30% after deductible
Non-preferred: 30% after deductible
Medicare Part D Creditable: No

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myBlue HDHPSM Silver

Deductible:
Single: $6,000
Family: $12,000
Coinsurance: 0%

Out-of-pocket max:
Single: $6,000
Family: $12,000

Medical benefits
Preventive: Free Virtual visit with
Doctor On Demand: Deductible applies

Office services
Deductible applies

Hospital services
Deductible applies

Emergency room:
Deductible applies

Blue Rx Essentials
All tiers: Deductible applies
Medicare Part D Creditable: Yes

Qualifies for health savings account (HSA)

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Bronze tier plans

SimplyBlueSM Primary

Deductible:
Single: $7,000
Family: $14,000
Coinsurance: 50%

Out-of-pocket max:
Single: $9,000
Family: $18,000

Medical benefits
Preventive: Free
Virtual visit with Doctor On Demand: $0

Office services
PCP: $25
Non-PCP: $120
Office-administered specialty medical drug: 50% after deductible

Hospital services
Emergency room: 50% after deductible
Outpatient / Inpatient: 50% after deductible

Blue Rx Essentials
Preventive: Free
Tier 1: $25
Tier 2: 50% after deductible
Tier 3: 50% after deductible

Specialty
Biosimilar / generic: 50% after deductible
Preferred: 50% after deductible
Non-preferred: 50% after deductible
Medicare Part D Creditable: No

POPULAR

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MyBlue HDHPSM Bronze

Deductible:
Single: $8,050
Family: $16,100
Coinsurance: 0%

Out-of-pocket max:
Single: $8,050
Family: $16,100

Medical benefits
Preventive: Free
Virtual visit with Doctor On Demand: $0

Office services
Deductible applies
Office-administered specialty medical drug: Deductible applies

Hospital services
Deductible applies

Emergency room:
Deductible applies

Blue Rx Essentials
Preventive: Free
All tiers: Deductible applies
Medicare Part D Creditable: No

Qualifies for health savings account (HSA)

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SimplyBlueSM 6000

Deductible:
Single: $6,000
Family: $12,000
Coinsurance: 50%

Out-of-pocket max:
Single: $9,000
Family: $18,000

Medical benefits
Preventive: Free
Virtual visit with Doctor On Demand: $0

Office services
PCP: $70
Non-PCP: $150

Hospital services
Emergency room: 50% after deductible
Outpatient / Inpatient: 50% after deductible

Blue Rx Essentials
Preventive: Free
Tier 1: $30
Tier 2: 50% after deductible
Tier 3: 50% after deductible

Specialty
Biosimilar / generic: 50% after deductible
Preferred: 50% after deductible
Non-preferred: 50% after deductible
Medicare Part D Creditable: No

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How to enroll in a small business health plan

Enroll your small business in health coverage from Wellmark in just two simple steps.

Get a quote

Start the process by submitting your information to get connected with a Wellmark representative.

Enroll

A Wellmark representative can help you choose a plan that will work for you and your employees.

FAQs about small business health plans available in South Dakota
What are the differences between bronze, silver and gold plans?

The metallic tiers describe how much your employees will pay versus how much will be covered by their health plan. The percentage your employees pay decreases with each tier — gold being the lowest amount paid by your employees, bronze being the highest and silver falling somewhere in the middle.

Learn more about the metallic tiers.

Which plan is the best fit for my small business?

To determine which health plan is the best fit for your small business, you’ll need to consider your employees’ needs and your budget. A Wellmark representative can walk you through your options and help you find your best fit.

Simply request a quote, and we’ll be in contact soon.

Are there tax breaks or financial assistance available for employer health insurance costs?

Your small business may qualify for a health care tax credit.

Visit IRS.gov to learn more about the specific requirements and qualifications for this credit.