The enrollment process for a MedicareBlue SupplementSM or MedicareBlueSM Rx (PDP) really begins before you turn 65. (That's when you become eligible for Medicare.) It's smart to start planning at least three to six months ahead of time. Here's what you need to know about when to enroll, how to enroll and what's required.
When to Enroll
MEDICAREBLUE SUPPLEMENT PLANS
You have six months to enroll in a MedicareBlue Supplement plan, starting on the first day of the month your Medicare Part B coverage begins. (This could be the month you turn 65 or later. It depends when you enrolled in Part B and when you specified for your coverage to begin. )
With the exception of Plan A, which is always available, you can enroll after the six-month Open Enrollment Period, but you may need to provide detailed health information and may be denied coverage.
MEDICAREBLUE RX PLANS
You can enroll in a prescription drug plan beginning three months before the month of your 65th birthday, the month of your birthday, and the three months that follow. This is considered the Initial Enrollment Period. If you are disabled, you can enroll any time after receiving disability benefits for 24 months.
If you currently have Medicare, you can enroll (or make plan changes) during the Annual Enrollment Period, between Oct. 15 and Dec. 7 each year.Request your Free Enrollment Kit
What You Need
To enroll in a MedicareBlue Supplement plan and/or a MedicareBlue Rx drug plan, you must:
- Be eligible for Medicare Part A (In other words, you're at least 65 and eligible for Social Security, or you're under 65 and have received disability for two years.)
- Be enrolled in Part B
- Live in the plan's service area
- Continue to pay your Part A and B premiums
For MedicareBlue Supplement plans, you likely don't need to have a physical exam or provide health history. But you may if you don't enroll during the six-month open enrollment period.
You also need to think about plan options and pick the one that's right for you.
Caregiver GuideIf you help a Medicare member get to the pharmacy, grocery store or doctor, or help them manage their health needs and benefits, you are a Medicare caregiver, and we applaud you. In this role, you likely need help understanding the benefits and resources available to someone on Medicare.
A good place to start is Ask MedicareExternal Site, an online collection of resources and tips for valuable caregivers like you. You can learn about what Medicare covers, what senior services are available in your area and so much more. There's even specific information for those who care for someone with a disability, chronic illness or injury.
Visit Ask MedicareExternal Site
Special Enrollment Period for MedicareBlue Rx
There are life events and situations that may allow you to enroll in a MedicareBlue Rx plan after an Initial or Annual Enrollment Period has ended. You may qualify if:
- You’re eligible for financial help from Social Security or your state
- You move outside your existing plan’s service area
- Your existing plan’s government contract ends, or the plan goes out of business
- You lose prescription drug coverage from an employer or union, or your drug coverage is no longer as good as the standard Part D benefit
- You find a plan in your area that has achieved Medicare's five-star plan rating for the year you would like to make a change. You can switch any time during that year.
You may also qualify for other reasons. If you have an enrollment question, simply call your Wellmark representative. We're happy to help.
More InformationWellmark Medicare Supplement plans are not connected with or endorsed by the U.S government or the federal Medicare program.
MedicareBlue Rx is a prescription drug plan with a Medicare contract. Enrollment in MedicareBlue Rx depends on contract renewals.
Coverage is available to residents of the service area and separately issued by one of the following plans: Wellmark Blue Cross and Blue Shield of Iowa,* Blue Cross and Blue Shield of Minnesota,* Blue Cross and Blue Shield of Montana,* Blue Cross and Blue Shield of Nebraska,* Blue Cross Blue Shield of North Dakota,* Wellmark Blue Cross and Blue Shield of South Dakota,* Blue Cross Blue Shield of Wyoming.*
This information is not a complete description of benefits. Contact the plan for more information.
Limitations, copayments, and restrictions may apply.
Benefits may change on January 1 of each year.
*Independent licensees of the Blue Cross and Blue Shield Association.