Skip to main content

Life Events

When life changes, your health plan may need to as well. Maybe you got married and need to add your spouse to your plan, or you left a full-time job and need new coverage. Good news: You can update your plan without waiting for open enrollment.

What events qualify?

Review the following video and charts to see what life events qualify for a special enrollment period. Enrollment and effective dates vary by event, and you may be asked to provide proof of the qualifying event. You can update your coverage or enroll online, or call your Wellmark representative.

When life happens

Back to top

Involuntary loss of coverage

Qualified Life Events Time Period To Apply
Divorce 60 days before and after event
Turning 26 years old 60 days before and after event
Policyholder enrolls in Medicare, Medicaid, Medicare Supplement, Medicare Advantage, Veteran Affairs (VA) coverage, TRICARE or group coverage 60 days before and after event
Death of a policyholder Within 60 days of event
Loss of coverage through an employer or a family member's employer Within 60 days
Enrollment and effective dates vary by event and you may be asked to provide proof of the qualifying event.
Back to top

Adding a dependent

Qualified Life Event Time Period To Apply
Having a baby Within 60 days of event
Adopting a child 60 days before and after event
Getting married 60 days before and after event
Receiving a court order for coverage 60 days before and after event
Enrollment and effective dates vary by event and you may be asked to provide proof of the qualifying event.
Back to top
NEXT: Forms
}