Life Events
When life changes, your health plan may need to as well. Maybe you got married and need to add your spouse to your plan, or you left a full-time job and need new coverage. Good news: You can update your plan without waiting for open enrollment.
What events qualify?
Review the following video and charts to see what life events qualify for a special enrollment period. Enrollment and effective dates vary by event, and you may be asked to provide proof of the qualifying event. You can update your coverage or enroll online, or call your Wellmark representative.
When life happens
Involuntary loss of coverage
| Qualified Life Events | Time Period To Apply |
|---|---|
| Divorce | 60 days before and after event |
| Turning 26 years old | 60 days before and after event |
| Policyholder enrolls in Medicare, Medicaid, Medicare Supplement, Medicare Advantage, Veteran Affairs (VA) coverage, TRICARE or group coverage | 60 days before and after event |
| Death of a policyholder | Within 60 days of event |
| Loss of coverage through an employer or a family member's employer | Within 60 days |
Adding a dependent
| Qualified Life Event | Time Period To Apply |
|---|---|
| Having a baby | Within 60 days of event |
| Adopting a child | 60 days before and after event |
| Getting married | 60 days before and after event |
| Receiving a court order for coverage | 60 days before and after event |
