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Your recommended plans

2022 coverage in Iowa: Individual

Need family coverage?

Wellmark Bronze HDHP HMOSM

If you have a good understanding of your future medical needs and want to use a health savings account (HSA), consider a high-deductible health plan (HDHP). Out-of-pocket max and deductible: $7,000.

Wellmark Bronze Traditional HMOSM

If you want predictable expenses and don’t plan on visiting the doctor frequently, this plan may be right for you. Deductible: $7,200. Out-of-pocket max: $8,700.

Wellmark Bronze Modified HMOSM

If you want no coinsurance and a lower cost option to protect you from high-cost medical situations, this simplified plan may be a good fit. Out-of-pocket max and deductible: $8,700.

Wellmark Silver Traditional HMOSM

If you want moderate costs with easy-to-predict expenses, consider this traditional plan with a flat copay. Deductible: $6,500. Out-of-pocket max: $8,700.

Wellmark Gold Traditional HMOSM

If you want predictable expenses when receiving frequent care, a gold plan may be your best option. Deductible: $1,650. Out-of-pocket max: $7,300.

Wellmark Gold Modified HMOSM

If you want lower out-of-pocket expenses with no coinsurance when receiving frequent care, consider a simplified gold plan. Out-of-pocket max and deductible: $5,800.

Want more? Download the 2022 guide.

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It has everything you need to know about choosing a plan, enrolling and how you get more with Wellmark.

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