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Your recommended plans

2021 coverage in Iowa: Individual

Need family coverage?

Wellmark Bronze HDHP HMOSM

If you have a good understanding of your future medical needs and want to use a health savings account (HSA), consider a high-deductible health plan (HDHP). Out-of-pocket max and deductible: $6,900.

Wellmark Bronze Traditional HMOSM

If you want predictable expenses and don’t plan on visiting the doctor frequently, this plan may be right for you. Deductible: $7,200. Out-of-pocket max: $8,500.

Wellmark Bronze Modified HMOSM

If you want a lower cost option with no coinsurance to protect you from high-cost medical situations, this simplified plan may be a good fit. Out-of-pocket max and deductible: $8,150.

Wellmark Silver Modified HMOSM

If you want moderate out-of-pocket costs and are unsure how often you’ll visit the doctor, consider a simplified silver plan with no coinsurance. Out-of-pocket max and deductible: $8,150.

Wellmark Gold Traditional HMOSM

If you want predictable expenses when receiving frequent care, a gold plan may be your best option. Deductible: $1,500. Out-of-pocket max: $6,300.

Wellmark Gold Modified HMOSM

If you want lower out-of-pocket expenses with no coinsurance when receiving frequent care, consider a simplified gold plan. Out-of-pocket max and deductible: $5,250.

Want more? Download the 2021 guide.

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