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Your recommended Family health plans

2022 coverage in Iowa

Need coverage for just you?

Wellmark Bronze HDHP HMOSM

If you and your family understand your future medical needs and want to use a health savings account (HSA), consider a high-deductible health plan (HDHP). Out-of-pocket max and deductible: $14,400.

Wellmark Bronze Modified HMOSM

If you and your family want no coinsurance and a lower cost option to protect you from high-cost medical situations, this simplified plan may be a good fit. Out-of-pocket max and deductible: $17,400.

Wellmark Bronze Traditional HMOSM

If you and your family want predictable expenses and don’t plan on visiting the doctor frequently, this plan may be right for you. Deductible: $14,400. Out-of-pocket max: $17,400.

Wellmark Silver Traditional HMOSM

If you and your family want predictable expenses and are unsure how often you’ll visit the doctor, this plan may be a good option. Deductible: $13,000. Out-of-pocket max: $17,400.

Wellmark Gold Traditional HMOSM

If you and your family want predictable expenses when receiving frequent care, a gold plan may be your best option. Deductible: $3,300. Out-of-pocket max: $14,600.

Wellmark Gold Modified HMOSM

If you and your family want lower out-of-pocket expenses with no coinsurance when receiving frequent care, consider a simplified gold plan. Out-of-pocket max and deductible: $11,600.

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