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Your recommended plans

2021 coverage in Iowa: Family

Need coverage for just you?

Wellmark Bronze HDHP HMOSM

If you and your family understand your future medical needs and want to use a health savings account (HSA), consider a high-deductible health plan (HDHP). Out-of-pocket max and deductible: $13,800.

Wellmark Bronze Modified HMOSM

If you and your family want no coinsurance and a lower cost option to protect you from high-cost medical situations, this simplified plan may be a good fit. Out-of-pocket max and deductible: $16,300.

Wellmark Bronze Traditional HMOSM

If you and your family want predictable expenses and don’t plan on visiting the doctor frequently, this plan may be right for you. Deductible: $14,400. Out-of-pocket max: $17,000.

Wellmark Silver Modified HMOSM

If you and your family want moderate out-of-pocket costs and are unsure how often you’ll visit the doctor, consider a simplified silver plan with no coinsurance. Out-of-pocket max and deductible: $16,300.

Wellmark Gold Traditional HMOSM

If you and your family want predictable expenses when receiving frequent care, a gold plan may be your best option. Deductible: $3,000. Out-of-pocket max: $12,600.

Wellmark Gold Modified HMOSM

If you and your family want lower out-of-pocket expenses with no coinsurance when receiving frequent care, consider a simplified gold plan. Out-of-pocket max and deductible: $10,500.

Want more? Download the 2021 guide.

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