Your recommended plans
2021 coverage in Iowa: Family
Wellmark Bronze HDHP HMOSM
If you and your family understand your future medical needs and want to use a health savings account (HSA), consider a high-deductible health plan (HDHP). Out-of-pocket max and deductible: $13,800.
Wellmark Bronze Modified HMOSM
If you and your family want a lower cost option with no coinsurance to protect you from high-cost medical situations, this simplified plan may be a good fit. Out-of-pocket max and deductible: $16,300.
Wellmark Bronze Traditional HMOSM
If you and your family want predictable expenses and don’t plan on visiting the doctor frequently, this plan may be right for you. Deductible: $14,400. Out-of-pocket max: $17,000.
Wellmark Silver Modified HMOSM
If you and your family want moderate out-of-pocket costs and are unsure how often you’ll visit the doctor, consider a simplified silver plan with no coinsurance. Out-of-pocket max and deductible: $16,300.
Wellmark Gold Traditional HMOSM
If you and your family want predictable expenses when receiving frequent care, a gold plan may be your best option. Deductible: $3,000. Out-of-pocket max: $12,600.
Wellmark Gold Modified HMOSM
If you and your family want lower out-of-pocket expenses with no coinsurance when receiving frequent care, consider a simplified gold plan. Out-of-pocket max and deductible: $10,500.
Want more? Download the 2021 guide.
Complete the form to get the full 2021 Iowa plan comparison guide so you can feel prepared for open enrollment.
