2020 ACA Plan Comparison Guide for Small Groups | South Dakota
Wellmark offers four distinct plan types and makes it easy to choose the level of coverage you want.
Metallic tiers within each plan type also give you meaningful choice on costs and benefits.
With no deductibles or coinsurance, BlueSimplicity plans only use copays to make it easier for your employees to know how much a service or procedure will cost before they go to the doctor. This helps them make more informed health care decisions and results in fewer questions for you.
Modified plans are designed to lessen the confusion of health insurance by eliminating coinsurance — giving members one out-of-pocket maximum dollar amount to understand. They offer protection from high-cost medical expenses while still offering simple copays for the most commonly used services like office visits.
Wellmark's myBlue HDHPSM encourages employee engagement in their health care. Because your employees pay the full cost for care (excluding preventive care) and prescriptions until they reach their deductible, an HDHP helps them understand the true cost of care.