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State-based network

My employees live and work in Iowa and only need state coverage.

Amazing state coverage(up to a 15% savings)


100% of hospitals and 98% of physicians plus emergency out-of-network coverage1

Wellmark Blue HMOSM

1Wellmark Blue Cross and Blue Shield network numbers as of May 2020.

State + select national

My employees need state coverage plus limited out-of-state protection.

Amazing state coverage(state-based HMO network)


Choose to see any out-of-network BlueCard® provider2 nationwide at a higher cost-share.

Wellmark Blue POSSM

2BlueCard providers can be found at or by calling 800-810-2583.

National network

My employees need state coverage plus national flexibility.

Amazing state coverage(broadest access)


Access to more than 96% of hospitals and 95% of physicians throughout the country3.

Wellmark Blue PPOSM

3 Consortium Network Compare Findings as of June 2020.