Choose What's Important in a Health Plan
2021 ACA Plan Comparison Guide | Iowa Small Group Plans
Wellmark gives you meaningful choices to ensure the right coverage to attract and retain valuable employees — all within a manageable budget.
Add a dental or vision plan at no extra cost to you!
BlueSimplicitySM health plans
I want my employees to have peace of mind.
- No deductible or coinsurance; simple, up-front costs.
- Service types grouped into six levels.
- We make it easy for your employees to know the absolute most they will pay before they seek care.
Traditional & Modified health plans
I want my employees to have predictable copays.
- Traditional: copay structure to incentivize care through PCP. No deductible or coinsurance (except for other expenses).
- Modified: provides copays for the most common services and eliminates coinsurance entirely.
High-deductible health plans
I want my employees engaged in their health.
- Employees pay the full cost of care and prescriptions until they reach their deductible; preventive care is free.
- These plans qualify for a health savings account.
- Offer the lowest monthly premiums.
