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Blue @ Work

Health insurance made easy

In the world of copays, deductibles and other jargon, BlueSimplicitySM makes health insurance simple.

Let’s be real, as your company’s HR or benefits administrator, most likely, you’ve had a revolving door of employees coming through to ask questions or express concerns about their insurance coverage.

But, can you blame them? How health insurance works isn’t always easy to understand. It can be difficult to remember what your copay versus your coinsurance is and how that impacts your deductible. It’s a lot for the average employee to keep track of.

While you have the natural knack and desire to help and educate your employees, what if there were a way to minimize the number of questions and concerns so you can get to other pressing tasks and responsibilities?

First, before you read further, answer these three simple questions:

  1. Are you interested in a plan that requires better employee engagement?
  2. Are you interested in providing your employees with a different way to think about health insurance coverage?
  3. Are you interested in a plan that reduces complexity and simplifies your employees’ decision-making?

If you answered yes to two, or all three of these questions — it may be time to start having the conversations about BlueSimplicity.

Why should I choose BlueSimplicity over another health insurance plan?

It’s simple. With the Blue Simplicity plan, your employees will have a single copay, predictable costs and greater control. BlueSimplicity makes it easy for you to:

  • Minimize benefit-related questions with an easy-to-understand plan design.
  • Provide employees with the information they need to get the right care, at the right place, at the right cost.
  • Help employees become better health care consumers, which helps control your cost.

In addition, you can count on the essential services like preventive care, prescription drugs, emergency services, hospitalization, mental health and more being covered for your employees through this plan.

Is BlueSimplicity really that simple for my employees?

Yes, it really is that simple. There will be no more explaining the difference between copays, deductibles, coinsurance and all the health insurance jargon that trips your employees up. With personal innovation in mind, and an easy plan design, with BlueSimplicity, your employees will know exactly how much they will pay for care based on the level of service.

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Free preventive care from day one. Most preventive services cost $0 out-of-pocket when received from PPO providers, leaving your employees with no barrier to getting the care they need and helping identify conditions before they become costly.

Copays for PPO and participating providers go toward the out-of-pocket max. Meaning, your employees won't have to figure out if their costs will add up to their out-of-pocket maximum, the plan does it for them!

No more deductibles and coinsurance. Your employees will know the maximum cost of care before they go to the doctor with BlueSimplicity’s transparent copays for each service.

The power of one

Still looking for ways to minimize questions and concerns about health insurance? Companies that offer Wellmark coverage, also offer their employees the tools and resources they need to help manage their conditions, monitor claims and costs, compare quality and find top centers for specialty care with their BlueSimplicity plan.

With myWellmark® External Site, your confidence can be restored in your employees’ knowledge of their BlueSimplicity coverage, leaving you to answer fewer questions, calls and emails about health insurance information.

Questions? Contact your authorized Wellmark account representative, or email us at blueatwork@wellmark.com Send Email.