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Products & Services
Blue Select® Premium Saver Plans (Groups 2-50)
Created with small business owners like you in mind, Blue Select Premium
Saver plans include popular plan features like broad network access and
preventive benefits — without the add-ons that can increase your
premium costs.
How It Works
Blue Select Premium Saver plans take
advantage of The Blues® extensive provider networks to
help control your costs. They also include built-in
cost-sharing features to deliver even more savings. For example, the
plans have a tiered copay design for office exams — employees pay
a lower copay for primary care, and a higher one for specialist care.
There are also two levels of coinsurance, with a higher level of benefits
for
using in-network providers.
Any time they need medical services, employees have the freedom to access
care in- or out-of-network without a referral. This includes the BlueCard
network for out-of-area care.
Highlights
- Lower-cost coverage that maintains valued benefits. Plans
include built-in cost-saving design features, like a tiered copay design
for office exams — but still include valued benefits like prescription
drug coverage and preventive care.
- Network strength. With 99 percent of South Dakota physicians
and 100 percent of South Dakota’s hospitals participating in the Blue
Select network, employees won’t have any trouble finding a network provider
or facility.
- In- or out-of-network coverage. Employees maximize their benefits
by choosing a Blue Select provider, but have the freedom to visit
providers outside the network if they’re willing to share more of the
cost of their care.
- Coverage anywhere via BlueCard. If employees need care away
from home, they're covered by the BlueCard network, with more than 6,000
hospitals and 635,000 doctors worldwide.
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