Comprehensive Major Medical

Comprehensive Major Medical (CMM) is our most traditional coverage plan. It provides benefits for hospital, medical/surgical and major medical services.

With CMM coverage, your employees:

• Have incentives to contain costs through deductible and coinsurance provisions, which the employees are responsible for satisfying. (Copayment amounts may be chosen by large groups.)
• Are encouraged to use participating Wellmark Blue Cross and Blue Shield providers. These providers have agreed to accept our settlement as payment in full for covered services, once any applicable deductible, coinsurance (and/or copayment) amounts are paid by the member.
• Are responsible for receiving Wellmark's written prior approval for certain services.

For more information about any plans, contact your local agent or call toll-free 1-877-610-6392.  Representatives are available from 8 a.m. through 4:30 p.m. Central Time, Monday through Friday.

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Wellmark Blue Cross and Blue Shield is an Independent Licensee of the Blue Cross and Blue Shield Association doing business in Iowa and South Dakota. Blue Cross®, Blue Shield®, and the Cross® and Shield® symbols are registered marks of the Blue Cross and Blue Shield Association, an Association of Independent Blue Cross and Blue Shield Plans.