Blue Priority^SM HRA

Consumer-Directed Health Coverage Solutions

• Why Blue Priority HRA?
• How the Blue Priority HRA Works
• What is the Blue Priority HRA and How is it Used?
• Health Plan Basics and Features

What is the Blue Priority HRA and How is it Used?

The Blue Priority HRA, funded entirely by you, provides your employees a fixed dollar amount to use to pay for covered health care expenses. With the Blue Priority HRA, you can:

• Allocate a flat amount per employee or a variable amount, depending on whether the employee has single, two-person or family coverage
• Decide to make the entire Blue Priority HRA allotment available at the beginning of the plan year or on a monthly, quarterly, or semi-annual basis

Other things to note about the Blue Priority HRA:

• If your employee does not use the entire Blue Priority HRA allotment for the year, that unused money is rolled over to the next plan year – this encourages members to use health care services and their Blue Priority HRA monies wisely
• The Blue Priority HRA can only be used to pay for services applying to the deductible or coinsurance
• Blue Priority HRA monies will be paid directly to the member to help them better understand the actual cost of health care – it will be the member's responsibility to pay the provider who performed the services
• Maximum funding of 50 percent of the deductible
• Used to cover deductibles and coinsurance only
• Blue Priority HRA pays first if offered along with a flexible spending account (FSA)
• Flexible features include: funding level, availability of funds, off-renewal additions, qualifying events, other options
• Blue Priority HRA plans are subject to COBRA
• HIPAA applies to all Blue Priority HRA plans, including fully insured groups
  

For more information, call 1-877-610-6392 or contact your account manager or licensed agent.

^{Please note:This information is only to be used for descriptive purposes only. Benefits and general provisions described herein are subject to terms of the actual policy and benefits certificate.}  

Copyright© 2008 Wellmark, Inc. All Rights Reserved.
Wellmark Blue Cross and Blue Shield is an Independent Licensee of the Blue Cross and Blue Shield Association doing business in Iowa and South Dakota. Blue Cross®, Blue Shield®, and the Cross® and Shield® symbols are registered marks of the Blue Cross and Blue Shield Association, an Association of Independent Blue Cross and Blue Shield Plans.