Blue Priority^SM HRA

Consumer-Directed Health Coverage Solutions

• Why Blue Priority HRA?
• How the Blue Priority HRA Works
• What is the Blue Priority HRA and How is it Used?
• Health Plan Basics and Features

What is the Blue Priority HRA and How is it Used?

The Blue Priority HRA, funded entirely by you, provides your employees a fixed dollar amount to use to pay for covered health care expenses. With the Blue Priority HRA, you can:

• Allocate a flat amount per employee or a variable amount, depending on whether the employee has single, two-person or family coverage
• Decide to make the entire Blue Priority HRA allotment available at the beginning of the plan year or on a monthly, quarterly, or semi-annual basis

Other things to note about the Blue Priority HRA:

• If your employee does not use the entire Blue Priority HRA allotment for the year, that unused money is rolled over to the next plan year – this encourages members to use health care services and their Blue Priority HRA monies wisely
• The Blue Priority HRA can only be used to pay for services applying to the deductible or coinsurance
• Blue Priority HRA monies will be paid directly to the member to help them better understand the actual cost of health care – it will be the member's responsibility to pay the provider who performed the services
• Maximum funding of 50 percent of the deductible
• Used to cover deductibles and coinsurance only
• Blue Priority HRA pays first if offered along with a flexible spending account (FSA)
• Flexible features include: funding level, availability of funds, off-renewal additions, qualifying events, other options
• Blue Priority HRA plans are subject to COBRA
• HIPAA applies to all Blue Priority HRA plans, including fully insured groups

For more information, contact your Wellmark account manager or broker.

^{Please note:This information is only to be used for descriptive purposes only. Benefits and general provisions described herein are subject to terms of the actual policy and benefits certificate.}  

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