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BlueCard® Program
Special Features for Blue Advantage® Members
BlueCard offers you coverage for emergency care wherever you may travel.
Emergency care is medical care for a serious or life threatening illness
or injury. If you are outside of your plan’s service area and experience
an unexpected emergency situation:
- Seek care at the nearest hospital emergency room, or
- If time permits, find a participating
hospital by calling the customer service number on your ID card.
When you receive care through a participating BlueCard hospital, show
your ID card to receive these advantages:
- The physician or hospital verifies
your membership and submits the claim to Wellmark Blue Cross and
Blue Shield.
- All participating doctors and hospitals are paid directly.
- Participating
providers agree to accept the payment arrangements of the Blue Plan
in their home state. You are responsible only
for applicable
deductibles, copayments or coinsurance.
- If you are admitted to the hospital due to an emergency, the coinsurance
you pay is based on the lower of the billed charge for covered services
and the negotiated price for covered services that the local Blue Cross
and Blue Shield Plan passes onto Wellmark if applicable.
- Wellmark Blue Cross and
Blue Shield sends you an Explanation of Benefits (EOB).
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