Plan A
Lowest premium option. Provides basic benefits, including Medicare’s Part A (hospital) and Part B (doctor and outpatient) copayments, plus 365 additional lifetime hospital days after Medicare-covered hospital days are exhausted.
Plan C
Coverage for essential major medical expenses. Covers the same benefits as Plan A, plus Medicare’s Part A and Part B deductibles, skilled nursing facility coinsurance, and foreign travel medical emergencies.
Plan E
Coverage with minimal cost-sharing. Includes the same benefits as Plan A, plus Medicare’s Part A deductible, skilled nursing facility coinsurance, and foreign travel emergency coverage. Also includes a benefit for some preventive services not covered by Medicare.
Plan F
Our most comprehensive Medicare supplement option. It includes the same benefits as Plan C, plus benefits for the full difference between what the doctor charges and what Medicare approves (this is important if your physician charges more than Medicare’s eligible expense). You have the lowest out-of-pocket expenses with this plan.
Plan L
Plan L has higher member cost-sharing, resulting in lower premiums. The plan pays 75% of the Part A deductible and Part B coinsurance, 100% of the Part A coinsurance, and provides 365 additional hospital days beyond Medicare. You are responsible for 100% of the annual Part B deductible and any Part B excess charges. Also, there is a set limit on your out-of-pocket costs (deductible and coinsurance) in any given year. |
