/************************************************************************************************************
Ajax dynamic list
Copyright (C) September 2005 DTHMLGoodies.com, Alf Magne Kalleland
This library is free software; you can redistribute it and/or
modify it under the terms of the GNU Lesser General Public
License as published by the Free Software Foundation; either
version 2.1 of the License, or (at your option) any later version.
This library is distributed in the hope that it will be useful,
but WITHOUT ANY WARRANTY; without even the implied warranty of
MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the GNU
Lesser General Public License for more details.
You should have received a copy of the GNU Lesser General Public
License along with this library; if not, write to the Free Software
Foundation, Inc., 51 Franklin Street, Fifth Floor, Boston, MA 02110-1301 USA
Dhtmlgoodies.com., hereby disclaims all copyright interest in this script
written by Alf Magne Kalleland.
Alf Magne Kalleland, 2006
Owner of DHTMLgoodies.com
************************************************************************************************************/
function showToolTip(e,text){
if(document.all)
e = event;
var obj = document.getElementById('bubble_tooltip');
var obj2 = document.getElementById('bubble_tooltip_content');
var content;
text = text.toLowerCase();
if(text=='testtier'){
content='The definition of what a tier is goes in here.'
}
else if(text=='length'){
content='How long can this be before the bubble breaks? How long can this be before the bubble breaks? How long can this be before the bubble breaks? How long can this be before the bubble breaks? How long can this be before the bubble breaks? How long can this be before the bubble breaks? How long can this be before the bubble breaks? How long can this be before the bubble breaks? How long can this be before the bubble breaks? '
}
else if(text=='ambien'){
content='Used to help treat insomnia (difficulty falling asleep or staying asleep).'
}
else if(text=='affinity program'){
content='Value-added programs available to Wellmark members. Examples include discounts on fitness, exercise and diet assistance and elective procedures, as well as resources to help you make informed health decisions.'
}
else if(text=='benefits'){
content='The health care services that are covered under a health plan.'
}
else if(text=='blue card network'){
content='The Blue Cross and Blue Shield Association (BCBSA) program that provides access to health care services from participating providers throughout the United States to members of any Blue Plan. Your level of coverage depends on your plan.'
}
else if(text=='blue priority hsa'){
content='A qualified high-deductible health plan that allows you to open a Health Savings Account (HSA) to pay for health care expenses tax-free.'
}
else if(text=='blue priority hra'){
content='A higher-deductible health plan in which your employer funds a Health Reimbursement Arrangement (HRA) to help you pay for health care expenses.'
}
else if(text=='centers for medicare and medicaid services'){
content='US federal agency which administers Medicare, Medicaid, and the Children\'s Health Insurance Program.'
}
else if(text=='claim'){
content='An itemized statement of health care services that a provider submits to Wellmark for payment when you receive care.'
}
else if(text=='coinsurance'){
content='A certain percentage of your medical expenses that you are responsible for paying up to your out-of-pocket maximum. For example, if your coinsurance is 20%, you pay 20% and your health plan pays 80%.'
}
else if(text=='concerta'){
content='Used to treat attention deficit hyperactivity disorder (ADHD).'
}
else if(text=='contractholder'){
content='The person to whom the insurance policy has been issued. If you are an employee who has health coverage for you and your family through your employer, for example, you are considered the contractholder.'
}
else if(text=='consumer-directed'){
content='A type of health plan that provides you with greater incentives to make wise health care choices. A high-deductible health plan paired with a health savings account (HSA) is an example of a consumer-directed plan. Premiums are usually lower than other health plans, but the higher deductible means you have greater responsibility for your health care costs.'
}
else if(text=='copayment'){
content='A fixed amount you pay for certain services (for example, $20 for a visit to the doctor\'s office).'
}
else if(text=='cost share'){
content='The amount you pay towards the cost of your care. Your cost share may be a copay (for example, $20 for a check up at the doctor\'s office) or coinsurance (for example, 20% of a hospital bill).'
}
else if(text=='coverage'){
content='The health care services that you are covered for under a health plan.'
}
else if(text=='coverage manual'){
content='An official document that provides you with details about covered and non-covered services under your health plan, as well as your out-of-pocket costs and information on how your health insurance plan is administered. If you have not received a coverage manual, you can request one by calling the customer service number on your ID card.'
}
else if(text=='crestor'){
content='Used to help lower cholesterol and fat (triglyceride) levels and to raise good cholesterol (HDL) levels.'
}
else if(text=='cymbalta'){
content='Used to treat depression and generalized anxiety disorder.'
}
else if(text=='deductible'){
content='Most health plans have a deductible. This deductible works just like car insurance. You must pay your deductible amount (for example, $500, $1,000) before your insurance benefits kick in. Deductibles are usually based on a calendar year. Under some plans, the deductible is waived for specific services, like preventive care. Some plans have one deductible for health and another deductible for drugs.'
}
else if(text=='dependent care reimbursement'){
content='An employee benefit offered by many employers that allows you to pay daycare expenses pre-tax for eligible dependents. You can contribute up to $5,000 annually (or $2,500 if married and filing separately) to your dependent care reimbursement account.'
}
else if(text=='effexor'){
content='Used to treat depression, generalized or social anxiety disorder, or panic disorder.'
}
else if(text=='eob'){
content='EOBs are the documents we send you showing how much we paid for your medical treatments and services.
If you leave this box checked, we will send you an e-mail alert when you have a new EOB and you can then login to view it. If you uncheck this box, we will mail paper EOBs to you.
Even if you select online EOBs now, you can switch to paper EOBs, free of charge, at any time.'
}
else if(text=='er average cost'){
content='The average total cost for treating this condition at an emergency room based on Wellmark\'s reimbursement.'
}
else if(text=='er patient share'){
content='The average amount a Wellmark member paid out of pocket for treating this condition at their doctor\'s office or an urgent care center.'
}
else if(text=='excess charges'){
content='If you have Original Medicare, and the amount a doctor or other health care provider is legally permitted to charge is higher than the Medicare-approved amount, the difference is called the excess charge.'
}
else if(text=='federal employee program'){
content='A health benefits program for federal employees, retirees and their survivors. '
}
else if(text=='fixed copayment'){
content='A set dollar amount you pay for a service. For example, $10 for a generic prescription; or $15 for a doctor\'s office visit.'
}
else if(text=='flexible spending account'){
content='An employee benefit offered by many employers that allows you to set aside money pre-tax to pay for certain health care and dependent care expenses.'
}
else if(text=='formulary'){
content='A list of prescription drugs approved for coverage under a prescription drug plan.'
}
else if(text=='fully insured'){
content='Companies and individuals who pay Wellmark a fixed monthly premium.'
}
else if(text=='generic alternative'){
content='A medication belonging to the same chemical family as a similar brand name drug. A new prescription is needed to move to a generic alternative.'
}
else if(text=='generic equivalent'){
content='A medication that contains the same active ingredient at the same dose and formulation as a brand-name drug. Moving to a generic equivalent does not require a new prescription. The pharmacist can make the change when the prescription is filled.'
}
else if(text=='grace period'){
content='Employers may choose to allow employees up to an additional 2 1/2 months after the end of the plan year to incur and be reimbursed for eligible expenses from their flexible spending accounts. This helps employees avoid losing unused flex account contributions.'
}
else if(text=='hawk-i'){
content='Health care coverage for uninsured children in Iowa whose family meet hawk-i income limits and are not eligible for Medicaid.'
}
else if(text=='health and wellness benefits'){
content='programs or services made available that are intended to help you maintain or improve your quality of life. Examples include Disease Management and Pregnancy Care Programs.'
}
else if(text=='health insurance portability and accountability act'){
content='A grouping of regulations that work to combat waste, fraud, and abuse in health care delivery and health insurance.'
}
else if(text=='hospital cost range'){
content='The cost range represents the 25th to the 75th percentile of the total claims submitted to Wellmark in 2008. The numbers have been rounded to the nearest $50.'
}
else if(text=='hospital patient share'){
content='The average amount that patients paid out of pocket for the treatment or procedure. The low patient share number has been rounded to the nearest $10; the high patient share number to the nearest $50.'
}
else if(text=='hospital low share'){
content='Low patient share amounts, including $0 amounts, represent members who had already met a large portion of or their entire out-of-pocket maximum.'
}
else if(text=='hsa'){
content='A savings account used to set aside pre-tax money to pay for medical expenses. You must be enrolled in a qualified high-deductible health plan to open an HSA.'
}
else if(text=='hra'){
content='An account funded by your employer to help you pay for your health care expenses. Your employer funds your HRA with a set annual amount (for example, $500 or $1,000), and determines what qualifies for reimbursement. You can use this money to pay your out-of-pocket medical expenses, such as copays or coinsurance for office visits, prescription drugs, and other services .'
}
else if(text=='hdhp'){
content='This kind of plan has a deductible higher than typical health plans. Instead of paying copayments or coinsurance, you pay the full cost of your medical expenses, up to the plan deductible.'
}
else if(text=='idology1'){
content='IDology has access to thousands of public databases – marriage licenses, home ownership and mortgages, motor vehicle registrations – giving them access to millions of bits of data about all of us.'
}
else if(text=='idology2'){
content='By using various technologies, it looks like we are asking the questions – and know your answers – but you are interacting with IDology directly.'
}
else if(text=='kaiserfamilyfoundation'){
content='The Kaiser Family Foundation is a non-profit private operating foundation, based in Menlo Park, California, "dedicated to producing and communicating the best possible information, research and analysis on health issues."'
}
else if(text=='leed'){
content='LEED stands for Leadership in Energy and Environmental Design. Platinum is the highest of four LEED levels.'
}
else if(text=='lexapro'){
content='Used to treat depression and generalized anxiety disorder (GAD).'
}
else if(text=='lifetime maximum'){
content='The maximum amount a health plan will cover for an insured individual during his or her lifetime (for example, $5 million).'
}
else if(text=='limited-purpose fsa'){
content='An employee benefit that allows you to pay for eligible medical expenses pre-tax. A limited-purpose FSA can only reimburse permitted benefits such as vision and dental expenses.'
}
else if(text=='lipitor'){
content='Used to help lower cholesterol and triglyceride levels and to raise good cholesterol (HDL) levels.'
}
else if(text=='maintenance medications'){
content='Prescriptions that are used on a continuous basis to treat long term medical conditions or illnesses (for example: high blood pressure).'
}
else if(text=='managed care'){
content='A health care plan that focuses on helping to contain costs. Managed care plans may require you to see a primary care provider (PCP) before seeking specialty care, and may not provide coverage if you visit out-of-network providers.'
}
else if(text=='medical reimbursement account'){
content='An employee benefit offered by many employers that allows you to pay for eligible medical expenses pre-tax. You estimate how much you will spend on qualified medical expenses in the coming year and decide on a contribution amount. When you have an eligible expense, you submit a claim form and, once approved, are reimbursed with tax-free dollars from your account.'
}
else if(text=='medical underwriting'){
content='Review of an individual\'s medical background in order to qualify them for health insurance. '
}
else if(text=='medicare'){
content='Health insurance for people age 65 or older, under age 65 with certain disabilities, and any age with permanent kidney failure. '
}
else if(text=='medicare carveout'){
content='The insurer calculates the benefits the plan would pay if it were the only insurance the member had, subtracts (or carves out) whatever Medicare pays, and then pays the difference. '
}
else if(text=='medicare part d'){
content='Medicare-approved plans that you purchase to provide additional coverage for prescription drugs. '
}
else if(text=='medicare supplement'){
content='Medicare Supplement is also known as Medigap or Med Supp. Med Supp is supplemental coverage that you purchase to help with "coverage gaps" such as deductibles, coinsurance, and routine physicals that original Medicare does not cover.'
}
else if(text=='medigap'){
content='Medicare supplemental coverage that you purchase to help with "coverage gaps" such as deductibles, coinsurance, and routine physicals that original Medicare does not cover.'
}
else if(text=='member'){
content='An individual who is covered by a health plan.'
}
else if(text=='national provider identifier'){
content='A HIPAA-mandated identifer assigned to health care providers.'
}
else if(text=='network'){
content='Doctors and hospitals contract with your health plan to provide services at a discounted rate. Depending on your health plan, you may be responsible for the full cost of your care or pay more out-of-pocket if you visit a doctor or hospital outside of the network.'
}
else if(text=='nexium'){
content='Used to treat heartburn or irritation of the esophagus caused by gastroesophageal reflux disease (GERD).'
}
else if(text=='original medicare'){
content='Health coverage offered by the federal government for people over age 65 and those with certain disabilites. Original Medicare includes Part A (hospital) and Part B (doctor) coverage. Original Medicare does not cover all medical costs.'
}
else if(text=='out-of-pocket expenses'){
content='The amount you pay for covered services and benefits, including deductibles, copayments, and coinsurance.'
}
else if(text=='out-of-pocket maximum'){
content='The maximum amount of your medical costs that you are responsible for paying for covered, in-network services during the calendar year before your health plan pays 100%.'
}
else if(text=='pcp'){
content='A physician or other medical professional you select to serve as your starting point when you need medical care. A PCP typically handles a variety of health issues and provides referrals to specialists when needed.'
}
else if(text=='pha'){
content='An online assessment that provides a snapshot of your overall health and guidance on ways you can improve it.'
}
else if(text=='phi'){
content='Protected health information (PHI) is health information that could be used to identify an individual. Examples may include details about an individual\’s health condition, health care they have obtained, or future payment for health care they obtain. HIPAA regulations govern access to this type of information.'
}
else if(text=='pharmacy network'){
content='Wellmark\'s pharmacy benefit manager, Catalyst Rx, contracts with more than 60,000 pharmacies in the U.S. These are known as network pharmacies. Depending on your prescription drug plan, you may be responsible for the full cost of your prescription or more money out of your pocket if you use a non-network pharmacy.'
}
else if(text=='pharmacy coinsurance'){
content='A certain percentage of your prescription drug expenses that you are responsible for paying. For example, if your coinsurance is 20%, you pay 20% of the cost of your prescription and your health plan pays the other 80% after you\'ve met your deductible.'
}
else if(text=='pharmacy copayment'){
content='A fixed amount you pay for your prescriptions (for example, $10 for a Tier 1 prescription drug).'
}
else if(text=='pharmacy cost share'){
content='The amount you pay toward the cost of your prescriptions. Your cost share may be a copay (for example, $10 for a Tier 1 prescription drug) or coinsurance (for example, 20% of the cost of your prescription).'
}
else if(text=='pharmacy coverage'){
content='The prescription costs that you are covered for under your prescription drug coverage.'
}
else if(text=='policy'){
content='An official document that provides you with details about covered and non-covered services under your health plan, as well as your out-of-pocket costs and information on how your health insurance plan is administered. You can request a copy of your policy by calling the customer service number on your ID card.'
}
else if(text=='ppo'){
content='With a Preferred Provider Organization (PPO) health plan, your out-of-pocket costs are lowest when you visit network providers (doctors and hospitals who contract with your health plan). You also have coverage, though, if you visit providers who are not part of the network.'
}
else if(text=='premium'){
content='The amount you and/or your employer pay for your health insurance.'
}
else if(text=='premium-individual'){
content='The amount you pay each month for your health insurance coverage.'
}
else if(text=='premium-only plan'){
content='An employee benefit many employers offer that allows the portion you pay for group insurance to be taken out of your paycheck before state and federal taxes are withheld.'
}
else if(text=='premium dollar benefits'){
content='The percentage Wellmark pays directly to doctors, hospitals, pharmacies and other providers for health care services.'
}
else if(text=='prescription brand cost'){
content='The average retail price of the brand-name drug.'
}
else if(text=='prescription brand patient share'){
content='Typical amount you\'d pay out of pocket each time you fill the brand-name prescription.'
}
else if(text=='prescription generic cost'){
content='The average retail price of the generic version of this drug.'
}
else if(text=='prescription generic patient share'){
content='Typical amount you\'d pay out of pocket each time you fill the generic prescription.'
}
else if(text=='prescription savings'){
content='Typical amount you\'d save each time you fill the prescription when you choose generic instead of brand name.'
}
else if(text=='preventive care'){
content='Health care services focused on prevention and early detection, such as routine physical exams, immunizations, and screenings.'
}
else if(text=='preventive cost range'){
content='The cost range represents the 25th to the 75th percentile of the total claims submitted to Wellmark in 2008. The numbers have been rounded to the nearest $5.'
}
else if(text=='primary care'){
content='Services provided by general, family, and internal medicine practitioners; obstetricians and gynecologists, pediatricians, nurse practitioners, and physician assistants. The lower copay also applies to chiropractors.'
}
else if(text=='prior authorization'){
content='For specific drugs, your physician must obtain approval to prescribe the medication for you in order for it to be covered.'
}
else if(text=='provider'){
content='Health professionals who provide health care services, such as doctors, hospitals, nurse practitioners, chiropractors, and other health care professionals.'
}
else if(text=='qualified hdhp'){
content='A high-deductible health plan that makes you eligible to open a Health Savings Account (HSA) to pay for medical expenses tax-free. For 2012, a qualified HDHP must have a deductible of at least $1,200 for single and $2,400 for a family plan.'
}
else if(text=='qualifying life event'){
content='An event that allows you to change your benefit elections during the plan year, such as marriage, divorce, or the birth of a child.'
}
else if(text=='referral'){
content='A type of pre-approval you may be required to get from your primary care provider (PCP) before seeing a specialist.'
}
else if(text=='secretquestion'){
content='If you ever need to call our technical support team for assistance with your online account, one way we will verify you is by asking you your secret question.'
}
else if(text=='secondary payer'){
content='An insurance plan that covers medical expenses only after a primary insurer has made payment on a claim. '
}
else if(text=='somesituations'){
content='There are some situations in which you will not be able to view an EOB online and will instead receive a paper version. These situations include:
* When a check is issued to you
* Unable to deliver notification to the email address provided
* If an EOB has already been printed at the time you sign up
* Blue Dental EOBs'
}
else if(text=='specialty drugs'){
content='Utilized by a small percentage of the population for complex and/or chronic conditions (like multiple sclerosis, hepatitis C, rheumatoid arthritis, organ transplants) requiring expensive and/or complicated drug regimens.'
}
else if(text=='step therapy'){
content='A pharmacy program that may require you to first try a more cost-effective medication before moving to a more expensive drug, if necessary.'
}
else if(text=='test cost range'){
content='The cost range represents the 25th to the 75th percentile of the total claims submitted to Wellmark in 2008. The numbers have been rounded to the nearest $5.'
}
else if(text=='tier'){
content='Medications are assigned to certain tiers, or levels, which determine how much you will pay for a prescription. The higher the tier number, the higher your copayment or coinsurance.'
}
else if(text=='treatment cost range'){
content='The cost range represents the 25th to the 75th percentile of the total claims submitted to Wellmark in 2008. The numbers have been rounded to the nearest $5.'
}
else if(text=='tiered copayment'){
content='The amount you pay for a presciption drug varies according to the tier the drug is on. For example, you might pay $10 for a generic prescription and $40 for a name-brand drug.'
}
else if(text=='well-child care'){
content='Certain covered services included in your health plan, that help you in protecting your child\'s health. For example, physical exams, immunizations, and laboratory services.'
}
else if(text=='underwriting'){
content='Review of an individual\'s medical background in order to qualify them for health insurance.'
}
else if(text=='urgent care average cost'){
content='The average total cost for treating this condition at a doctor\'s office or an urgent care center based on Wellmark\'s reimbursement.'
}
else if(text=='urgent care patient share'){
content='The average amount a Wellmark member paid out of pocket for treating this condition at their doctor\'s office or an urgent care center.'
}
else if(text=='urgent care savings'){
content='The average amount a Wellmark member saves by visiting their doctor or an urgent care center instead of the emergency room.'
}
else if(text=='vaccine cost range'){
content='The cost range represents the 25th to the 75th percentile of the total claims submitted to Wellmark in 2008. The numbers have been rounded to the nearest $5.'
}
else if(text=='volume'){
content='The number of Wellmark members in the region who had this procedure or treatment.'
}
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