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Products & Services
Vision Plans*
Vision coverage offers small businesses a range of eye
care plans to fit their employees' needs and company's budget. These plans
reduce employers' and employees' costs by delivering benefits and services
through a national network of optometrists, ophthalmologists, and retail
optical centers. Participation requirements and employer contribution levels
vary according to group size.
How It Works
Employers can select from three eye care coverage options with a choice of
copays, benefit levels, and hardware allowances, including:
- Fully insured plus plan, which provides full coverage for annual vision
exams, frames or contacts (up to an allowance), and standard lenses.
- Materials-only plan, which covers standard lenses and frames or contacts
(up to an allowance) in full. This option is a good choice for groups
with health plans that cover
vision exams.
- Discount plan, which provides discounts on vision exams and materials,
rather than insured benefits. There are no participation requirements
with this option.
Key Selling Points
- Large provider network. These vision plans give employees
access to a network of 18,000 eye care professionals practicing in more
than 10,000 locations nationwide.*
- Wide range of coverage options. Employers can choose from
a number of flexible vision plans, from discount and materials-only plans
to fully insured plans.
- Discount features. The plans are designed to cover eye examinations,
corrective eyewear, and visual needs. If employees select options that
are not covered under a plan, they'll pay a discounted fee to the participating
provider.
- Enhanced benefits package. As part of a comprehensive benefits
package, vision coverage helps attracts and retain valuable employees.
* Products underwritten by Fidelity Life Insurance Company and administered
by Avesis Third Party Administrators, Inc.
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