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Products & Services
Specialty Products*
Wellmark works with a number of carriers to offer a variety of supplemental
specialty insurance products. Supplemental specialty products can be offered
at the worksite.
How It Works
Trained enrollment specialists meet one-on-one
with employees interested in enrolling or learning more about the advantages
of these products:
- Cancer. Cancer plans provide coverage when certain losses
occur as a result of cancer or other covered specified diseases. These
plans
provide extra protection to meet the costs associated with these
illnesses. Benefits are paid directly to the insured, regardless of
other coverage.
- Accident. Accident policies are designed to provide
supplemental coverage for costs associated with accidental injury and
death. Coverage
is provided for accidents that happen both on and off the job.
- Cardiac. Cardiac plans provide coverage when certain losses
occur as a result of heart diseases, heart attack, or stroke. Benefits
include hospital confinement, heart transplant, surgery and anesthesia,
and more. Benefits are paid directly to the insured regardless of other
coverage.
- Hospital indemnity. Hospital indemnity plans pay daily inpatient
hospital and related benefits directly to the insured, regardless of
other coverage. Employees can customize plans to meet
their needs.
- Universal life. This
program allows employees to use life insurance to accumulate tax-sheltered
savings. As needs
change, employees can increase or decrease coverage without purchasing
a new life insurance
policy.
Key Selling Points
- Greater employee choice and control. Employees have the ability
to purchase the insurance products that meet their individual needs at
competitive group rates.
- Enhanced benefits package. These specialty products
allow small businesses to offer employees valued coverage without incurring
the cost of the benefits.
* Products underwritten by USAble Life
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