Products & Services

Blue Rx^SM Preferred

Prescription drugs are a regular medical expense for many people. Most Wellmark small business health plans provide coverage through Blue Rx Preferred, a prescription drug card program where employees pay a fixed copayment at the time of purchase.

How It Works
Blue Rx Preferred has a three-tier copayment structure to encourage employees to use generic or lower-priced drugs. Different copays apply for generic drugs, specially selected brand name drugs, and all other brand name drugs. For additional premium savings, some drug plans also include a separate benefit period deductible.

Blue Rx Preferred provides convenient access to a large pharmacy network that includes both national retail chains and independent pharmacies. Using a network pharmacy will help employees save on their out-of-pocket costs. In addition, network pharmacies file claims electronically, simplifying the purchase process. Mail-service pharmacy also is available.

Key Selling Points

• Built-in cost-saving features. A three-tier copayment structure gives employees an incentive to use generic or lower-priced drugs.
• Extensive pharmacy network. The network for Blue Rx Preferred includes more than 55,000 pharmacies nationwide.

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Wellmark Blue Cross and Blue Shield is an Independent Licensee of the Blue Cross and Blue Shield Association doing business in Iowa and South Dakota. Blue Cross®, Blue Shield®, and the Cross® and Shield® symbols are registered marks of the Blue Cross and Blue Shield Association, an Association of Independent Blue Cross and Blue Shield Plans.