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Products & Services

Vision Plans*

Vision coverage offers small businesses a range of eye care plans to fit their employees' needs and company's budget. These plans reduce employers' and employees' costs by delivering benefits and services through a national network of optometrists, ophthalmologists, and retail optical centers. Participation requirements and employer contribution levels vary according to group size.

How It Works
Employers can select from three eye care coverage options with a choice of copays, benefit levels, and hardware allowances, including:

  • Fully insured plus plan, which provides full coverage for annual vision exams, frames or contacts (up to an allowance), and standard lenses.
  • Materials-only plan, which covers standard lenses and frames or contacts (up to an allowance) in full. This option is a good choice for groups with health plans that cover vision exams.
  • Discount plan, which provides discounts on vision exams and materials, rather than insured benefits. There are no participation requirements with this option.

Key Selling Points

  • Large provider network. These vision plans give employees access to a network of 18,000 eye care professionals practicing in more than 10,000 locations nationwide.*
  • Wide range of coverage options. Employers can choose from a number of flexible vision plans, from discount and materials-only plans to fully insured plans.
  • Discount features. The plans are designed to cover eye examinations, corrective eyewear, and visual needs. If employees select options that are not covered under a plan, they'll pay a discounted fee to the participating provider.
  • Enhanced benefits package. As part of a comprehensive benefits package, vision coverage helps attracts and retain valuable employees.

* Products underwritten by Fidelity Life Insurance Company and administered by Avesis Third Party Administrators, Inc.

 


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Wellmark Blue Cross and Blue Shield is an Independent Licensee of the Blue Cross and Blue Shield Association doing business in Iowa and South Dakota. Blue Cross®, Blue Shield®, and the Cross® and Shield® symbols are registered marks of the Blue Cross and Blue Shield Association, an Association of Independent Blue Cross and Blue Shield Plans.


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