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What You Can Do
Be Cost Conscious
Understand Charges for Services
Insurance shields consumers from actual costs. What is the actual cost
of a routine physical or a prescription for antibiotics? It’s considerably
more than the small copayment you may pay at the doctor’s office
or pharmacist.
View these television messages to see the simple steps that can make
a big difference in your health care and associated costs.
Here are some tips to help you become more cost conscious when it comes
to health care:
- Review the Explanation
of Benefits (EOB) (pdf). These statements explain how a health
care bill is settled by your health insurance company. You can also
use the BlueConnection® tools to monitor claim payments.
- Ask questions about your treatment. When a test or
treatment is suggested, ask why it is needed and how it will help you.
More health care is not always the same as better health care.
- Review your health care bills. Watch for duplicate
billings, incorrect dates, and billing for supplies, medicines and tests
that you didn’t receive.
- Provide complete medical records to all providers.
If you change doctors or visit a specialist, have your previous doctor
forward copies of your records. This will save you time and money, because
you won’t have to repeat tests you’ve already had.
Understanding
True Cost of Health Care downloadable fact sheet (PDF)
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