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Health Insurance Basics

Find a Plan Type That is Right for You

If you need help deciding which plan type is right for you, take this simple quiz. It examines your needs and preferences when it comes to health care and health insurance, and suggests which type of plan may be the best fit for you.

South Dakota residents: For plan type recommendations in your area, please contact your broker or agent.

Start the quiz

  1. Do you currently have any chronic or on-going medical conditions (for example: diabetes, arthritis, asthma or emphysema, Parkinson's)?
    Yes Neutral No

  2. Is it important for you to be able to see a specialist without a referral from your personal physician?
    Yes Neutral No

  3. Is it important for you to be able to choose any physician or hospital for your care even if it will cost you more?
    Yes Neutral No

  4. Is it important for your health plan to include routine and preventive care (for example: physical examinations, infant and childhood immunization)?
    Yes Neutral No

  5. Is it important for your health plan to cover most of the cost of a physician visit?
    Yes Neutral No

  6. Would you be willing to switch to a different personal physician to save money?
    Yes Neutral No

  7. Do you travel a lot? Does your health plan need to cover you or members of your family away from home (for example: at college or on an extended vacation)?
    Yes Neutral No

  8. Is it important for your health plan to include routine vision exams?
    Yes Neutral No

  9. Is it important for your health plan to remind you of important age/gender appropriate tests and screenings?
    Yes Neutral No

  10. Is it important for your health plan to be accredited by a national organization on such items as its quality and health improvement activities?
    Yes Neutral No

     

 

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