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What You Can Do

Know Your Benefits

You can get the most from your premium dollars when you understand how your benefits work before you receive health care services. Here's what you can do:

  • Choose participating providers. You’ll pay less out of your pocket when you use “participating” or “network” providers.

  • Understand what is covered…and what’s not…BEFORE receiving services. Your Benefits Certificate is of particular importance since it is the legal document that governs your benefits. Read all materials you receive. These materials will keep you up-to-date on benefit enhancements, new plan procedures, and plan updates, so you can continue to use your benefits appropriately.

  • Bookmark www.wellmark.com. Here you’ll find current information about plans and providers, along with convenient online tools, health and wellness facts and prescription drug information.

  • Contact Customer Service. Wellmark's Customer Service department is staffed with professionals who want to make it easy for you to understand and use your health insurance benefits.

View these television messages to see what steps you can take to understand your benefits. It's worth your time.

Wellmark's health plans

To find out what you need to know about Wellmark health plans, choose a plan name below:

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Wellmark Blue Cross and Blue Shield is an independent licensee of the Blue Cross and Blue Shield Association doing business in Iowa and South Dakota.
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