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Health Insurance Basics
Fee-for-service. PPO. Mutual company. Copayment. Coinsurance. What does
it all mean?
Health insurance can be confusing. When you take the time to understand
the basics, you take the first step toward getting the most from your
health plan and helping control rising health care costs.
Did you know?
- Some health plans allow you to see any doctor.
- Some plans have specific
| A panel of providers who have
contracted with us to provide services to enrollees. Network
providers agree to accept our payment arrangements, file claims
for you, and perform notification requirements. |
provider
networks. Your costs could be higher when using out-of-network providers.
- An insurance company’s ownership affects its profit needs and
could result in higher premiums.
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