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Description: |
Traditional health plan, with low member cost-sharing. If you’re willing to pay more out-of-pocket and don’t need maternity or mental health and chemical dependency coverage, Alliance Select PPO Enhanced provides a lower premium payment option. Gives you the simplicity of budgeting for a premium payment, with reasonable cost-sharing at the doctor’s office. |
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Features: |
- Office services, including preventive and routine care (20% coinsurance when using Alliance Select network providers)
- See any doctor in our extensive Alliance Select PPO network — no referrals needed
- Choose from five deductible options — a higher deductible means a lower premium rate
- Brand and generic prescription drug coverage with optional mail-order savings
- Worldwide network access through BlueCard
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Optional
Benefits: |
When you apply for Alliance Select PPO Enhanced,
you will choose from among these optional benefits that can be provided for an additional premium:
- Contraceptive — Covers oral contraceptives and contraceptive devices that are used to prevent pregnancy
- Dental — Covers diagnostic and preventive care, and major and minor restorative care
- Supplemental Accident — Supplements your regular insurance in case of an accident
- Life Insurance — Low-cost insurance available through USAble Life Insurance Company. Benefit amounts start at $10,000, and premium rates are determined by age and gender
- Vision — 10% to 60% discount on eyeglasses, contact lenses, non-prescription sunglasses, and other vision items. Discounts on eye exams available in many areas. Offered through Avesis, which contracts with more than 10,000 retail optical outlets nationwide
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Plan
Comparisons: |
Plan Comparisons for each Alliance Select PPO Enhanced deductible level (PDF, 254KB, last updated 08/07) |
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Refer to the Outline of Coverage for more complete details on benefits, limitations, and exclusions. (PDF, 436KB, last updated 08/07)
This is a general description of coverage. It is not a statement of contract. Actual coverage is subject to the terms and conditions specified in the policy itself and enrollment regulations in force when the policy becomes effective.
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