We offer three Blue Select PPO products. Each of these products offers a number of plan options, with varying deductible and coinsurance amounts, to help fit your company’s budget:

• Copayment Plans — Employees pay flat-dollar copayments for office-based services. Most other services are subject to a deductible and coinsurance.
• Primary Plans — Employees generally pay a lower office visit copay for primary care and a higher office visit copay for non-primary care. Most other services are subject to a deductible and coinsurance. 
• Premium Saver Plans — Employees generally pay a lower office exam copay for primary care and a higher office exam copay for non-primary care. Most other services are subject to a deductible and coinsurance.

These plans include:

• Prescription Drug Coverage 
• Health & Wellness Programs