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How Plan Works
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Uses flat-dollar copayments for office-based services.
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Uses a tiered copay design for office visits. Employees generally pay for a lower copay for primary care and a higher copay for non-primary care. |
Uses a tiered copay design to help keep costs down. Employees generally pay a lower copay
for primary care and a higher copay for non-primary care.
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Combines a high-deductible PPO health plan with an employer-funded health reimbursement account (HRA). The HRA reimburses employees for covered health care expenses.
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Combines a high-deductible PPO health plan with a health savings account (HSA). The HSA can be used to pay for medical expenses until the deductible is met.
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| Prescription Drug Coverage Included in Plan |
Blue Rx PreferredSM: Employees pay copayment for prescriptions. Uses tiered copay structure to encourage use of generic or lower-priced drugs.
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Covered under health plan. Employees pay full cost of prescriptions and are reimbursed once they meet their deductible.
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