Your level of coverage depends on your plan:

• Alliance Select^SM or Blue Select^®: You pay the same cost share as you pay in-network when you use participating BlueCard providers.
• Blue Choice^® plans: If you receive care from an out-of-area provider without a referral, you have Level 3 benefits (your highest cost share) for services at a participating BlueCard practitioner's offices or urgent care center. You also have coverage for emergency medical services.
• Blue Access^® and Blue Advantage^® plans: You have coverage for emergency medical services only.

How to Use BlueCard

• Call 1-800-810-BLUE, or visit the BlueCard Doctor & Hospital Finder and enter the alpha-prefix from your ID card to locate the nearest participating doctors and hospitals. In an emergency, go directly to the nearest hospital.
• Present your ID card to the participating doctor or hospital.
• The doctor or hospital verifies your membership and submits the claim.

The doctor’s or hospital’s local Blue Plan pays the health care provider directly. You’re responsible only for your applicable deductibles, copayments, or coinsurance.

BlueCard Worldwide^®

BlueCard Worldwide participating hospitals are located throughout the world. When you’re traveling or living outside the U.S. and need hospital care, your claim will be handled just like it is at home when you show your ID card at participating hospitals.

• Call 1-800-810-BLUE, or visit the BlueCard International Doctor & Hospital Finder and enter the alpha-prefix from your ID card to locate the nearest participating doctors and hospitals. In an emergency, go directly to the nearest hospital. 
• Present your ID card to the participating hospital.
• Call 1-800-810-BLUE for precertification inpatient care admittance.

You're only responsible for non-covered services and your applicable deductible, copayment, and coinsurance. Wellmark will take care of the rest and send an Explanation of Benefits to your home.

For additional information on BlueCard Worldwide in English or Spanish, visit the Blue Cross and Blue Shield Association site.