Medical Reimbursement Accounts Any expense that’s considered a deductible medical expense by the Internal Revenue Service and isn’t paid for by your insurance can be reimbursed through your FSA. Examples include:
Fees paid to doctors, dentists, surgeons, chiropractors, and mental health providers
Fees for hospital services, X-rays, and labs
Health plan copayments and deductibles
Prescription drugs or drug copays
Acupuncture treatments
Inpatient treatment at a center for alcohol or drug addiction
Smoking-cessation programs and drugs prescribed to help nicotine withdrawal
Birth control
Non-elective cosmetic surgery
Contact lenses and eyeglasses
Orthodontia
Over-the-counter (OTC) items Note: Some over-the-counter items can be used either for medical purposes or for general health/cosmetic purposes. Dual-purpose items may be reimbursable if they are used strictly for medicinal purposes.
Dependent Care Reimbursement Account
Any expense that’s considered a deductible dependent care expense by the Internal Revenue Service can be reimbursed through your FSA. Examples include:
Daycare expenses for children under age 13
Before and after school care for children under age 13
Adult daycare expenses for a disabled spouse or IRS tax dependent
Daycare deposits and registration fees are reimbursable after the child starts attending the daycare
Summer day camps for children under age 13 (includes educational and recreational programs)
Transportation furnished by daycare providers
Some dependent care expenses do not qualify for reimbursement:
Payments to a spouse or parent of a qualified individual
Educational fees/tuition
Overnight camps
Care not related to work
Transportation furnished by parents
Premium Only Plan
Qualified, non-taxable insurance premiums and health plan dues that can be converted to pre-tax expenses include:
Health
Dental
Vision
Group term life/AD&D
Short- and long-term disability*
HSA contributions
*There may be income tax considerations at the time of claim. Consult your tax advisor.