Compare Iowa Farm Bureau Health Plans | Wellmark Blue Cross and Blue Shield

Compare All Iowa Farm Bureau Health Plans

You may want to print this plan comparison to help guide your discussion with a Farm Bureau agent.

Plan Snapshot

When determining the best health plan for you, you may first want to review Wellmark's three overall plan types:

Blue Advantage^® Plans (HMO)

Alliance Select^SM Plans (PPO)

Plan Overview

Lower premiums. Covers in-network services. Generally, there are no out-of-network benefits except for emergency services and accidental injuries.

Covers most in- and out-of-state medical expenses with minimal cost-sharing for office services.

Provider Network

To see which networks your doctors are in, Find a Doctor or Hospital.

Blue Advantage Network

You must select a Primary Care Practitioner (PCP) for your care. Women can also select an OB/GYN.
No benefits for out-of-network services unless care is for a medical emergency, accidental injury, Wellmark approved referral, or guest membership.
96% of physicians and 100% of hospitals in Iowa participate in the network.
Available in all Iowa counties except Allamakee, Fayette, and Winneshiek.

Alliance Select Network

You can see in- or out-of-network providers, but your costs are lower when care is received from providers in the Alliance Select network.
99% of physicians and 100% of hospitals in Iowa participate in the Alliance Select network

Underwritten by

Blue Advantage plans are underwritten by Wellmark Health Plans of Iowa, Inc.

Alliance Select Plans are underwritten by Wellmark Blue Cross and Blue Shield of Iowa.

Plan Detail

Within the three overall plan types are several plan designs to choose from that meet a variety of needs, lifestyles, and budgets. The following includes plan information about a few key benefits. See the Outlines of Coverage below to compare details about the plans such as plan benefits, limitations, and exclusions.

	Blue Advantage Plus^SM	Blue Advantage HSA^SM Qualified	Blue Advantage Saver^SM	Alliance Select Gold^SM	Alliance Select Silver^SM	Alliance Select Bronze Value^SM	Blue Priority HSA^SM	Blue Value^SM
Maternity Coverage
Maternity Coverage	Complications only. Optional maternity benefit available for additional premium	Complications only	Complications only	Covered	Complications only	Complications only	Complications only. Optional maternity benefit available for additional premium	Complications only
Prescription Drugs See Outlines of Coverage below for complete drug benefit information.
	Includes Blue Rx Value Plus			Covered	Covered	Covered	Covered	Covered - generics only (with exceptions)
Mental Health & Chemical Dependency Treatment
Mental Health & Chemical Dependency Treatment	14 inpatient days/20 outpatient visits per member per benefit period			Limited coverage	Not covered	Not covered	Not covered	Not covered
Preventive Care
Preventive Care	Covered. Services must be received from your designated PCP or OB/GYN			Covered at no charge for Alliance Select providers
Contraceptive Coverage				Covered under all plans.
Contraceptive Coverage	Covered under all plans			Covered under all plans.
Dental Coverage (Optional)	Available for an additional premium			Availailable for an additional premium.
Outlines of Coverage	Blue Advantage OOC			Alliance Select OOC Blue Value OOC Blue Priority HSA OOC

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