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The impact Grandfathered status has on your health plan


What’s your status?

When talking about “your status,” grandfathering probably isn’t what comes to mind first. This isn’t about Facebook – it’s about your employer-sponsored health plan and the affect the Affordable Care Act (ACA) will have on it.


The ACA has established several provisions that must be adhered to. But not all provisions apply to grandfathered group plans. As you listen and learn more about these provisions, you’ll often hear whether they apply to grandfathered plans or not.


How do I know if I’m grandfathered?
If your plan existed on March 23, 2010, and did not make changes to benefits and cost-sharing arrangements beyond certain thresholds, your plan may be grandfathered.


Find out today!
Call your Wellmark representative today to learn more about your plan’s status.


This article provides information of a general nature. None of the information contained herein is intended as legal advice or tax advice or opinion relative to specific matters, facts, situations or issues. Additional facts and information or future developments may affect the subjects addressed in this document. You should consult with a lawyer or tax adviser about your particular circumstances before acting on any of this information because it may not be applicable to you or your situation.  Any company or person noted herein is hypothetical and for illustrative purposes only. 


Related Information

Blue Cross and Blue Shield Association publications on health care reform issues:
»   12 Myths About Health Insurance pdf image
»   Health Care Spending by Major Payor pdf image
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