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Understanding Health Care Reform Reform News

• Fact Sheet for Large Group ACA Provisions
• Fact Sheet for Individual ACA Provisions
• Setting the Table for Health Care Reform 
• Wellmark reacts to U.S. Supreme Court decision to uphold the Patient Protection and Affordable Care Act
• The Affordable Care Act's Impact to W2 Reporting 
• Change in Flexible Spending Accounts (FSA)
• The impact Grandfathered status has on your health plan 
• New Summary of Benefits and Coverage (SBC) provides a snapshot of your coverage 
   

Affordable Care Act final rules, proposed rules and guidance

Below are links to Affordable Care Act final rules, proposed rules or guidance issued by the federal government.

^{Wellmark is not providing any legal or professional advice with regard to compliance with any federal or state law, regulations, or guidance. Law, regulations and guidance on specific provisions has been and will continue to be provided by the appropriate federal and state agencies and regulators. The information provided reflects Wellmark's understanding of the most current information and is subject to change without further notice. Please note that plan benefits, rates, renewal rate adjustments, and rating impact calculations are subject to change and may be revised during a plan’s rating period based on guidance and regulations issued by the appropriate federal and state agencies and regulators. Wellmark makes no representation as to the impact of plan changes on a plan's grandfathered status or interpretation or implementation of any other provisions of law or regulation. Wellmark will not determine whether coverage is discriminatory or otherwise in violation of Internal Revenue Code Section 105(h). Wellmark also will not provide any testing for compliance with Internal Revenue Code Section 105(h). Wellmark will not be held liable for any penalties or other losses resulting from any employer offering coverage in violation of section 105(h). Wellmark will not determine whether any change in an Employer Administered Funding Arrangement affects a health plan’s grandfathered health plan status under ACA or otherwise complies with ACA. Wellmark will not be held liable for any penalties or other losses resulting from any Employer Administered Funding Arrangement. For purposes of this paragraph, an “Employer Administered Funding Arrangement” is an arrangement administered by an employer in which the employer contributes toward the member’s share of benefit costs (such as the member’s deductible, coinsurance, or copayments) in the absence of which the member would be financially responsible. An Employer Administered Funding Arrangement does not include the employer’s contribution to health insurance premiums or rates.}